Privacy & Free Credit Reports

User3890

I have ClearScore and Credit Karma (previously noddle) accounts - to view my credit reports.

When Noddle got brought by Credit Karma I questioned the privacy around getting a free credit report. Obviously we need to check to make sure no one is fraudulently creating accounts in our name,

Im asking an open question on Credit Reports and privacy? - they are obviously analysing our credit performance to then make offers available. Anything I should be thinking concerned about in terms of privacy or any alternatives? Ive just seen Credit Club - is it worth it?

[Deleted User]

What’s the question?

NutWorld

User3890 wrote: »

I have ClearScore and Credit Karma (previously noddle) accounts - to view my credit reports.

When Noddle got brought by Credit Karma I questioned the privacy around getting a free credit report. Obviously we need to check to make sure no one is fraudulently creating accounts in our name,

Im asking an open question on Credit Reports and privacy? - they are obviously analysing our credit performance to then make offers available. Anything I should be thinking concerned about in terms of privacy or any alternatives? Ive just seen Credit Club - is it worth it?

!!! wrote: »

What’s the question?

The question from the OP appears to be whether the MSE Credit Club is worth it

I'm not sure how the OP would define "worth it", but the MSE Credit Club is entirely FREE :money:

The OP says they already have the following accounts:

ClearScore - this gives their Equifax credit report

Credit Karma (previously noddle) - this gives their TransUnion (formerly Callcredit) credit report

So an MSE Credit Culb membership would give access to the credit report from the third credit reference agency, Experian

More information on checking your credit reports here:
https://www.moneysavingexpert.com/loans/check-free-credit-report/