Wanted : Reliable Instant Saver

1Foz

Guys,

I currently use a Post Office account with debit card payment which helps me reach the max reward for my co-op account (cos they show as a purchase on my statement) and then I just send the money back each month. The trouble is, Post Office payments by debit card can be erratic to say the least. Far too many times I get the technical difficulties message when trying to speed through multiple numbers of deposits.

So, I am looking for a reliable easy access account that I can make debit card deposits (either with my co op card or my curve card that is linked to it). I was thinking about the NS&I direct saver ( https://www.nsandi.com/direct-saver ) which says is managed by debit card, though i'm unsure exactly how reliable its systems might be, or what restrictions might (or might not be) involved with it. Any other suggestions anyone might have, am open to them. Thanks!

YorkshireBoy

Some of my YBS accounts can be funded by debit card. However you'll have a one day delay on withdrawal.

quirkydeptless

I use a £1 daily Amazon gift card auto-top up paid by my Co-op debit card to satisfy the reward 5p per payment, in effect giving me 5% off towards my Amazon purchases :money:


I just have to remember to manually spend twice in Feb to get the extra 10p that month

1Foz

That's not a bad idea, though my plan was to chuck £1 a day payments onto the card (or 30 all at once) into a saver and then transfer it back end of the month. I mean, the amazon idea is great I suppose if you know you will spend the £30, especially since its a recurring payment rather than manually making consecutive transactions as i've been doing with Post Office - just with varying and frustrating degrees of success (more often than not failures!). I might give NS&I a blast and see how it behaves. And cheers YorkshireBoy :beer:

1Foz

YorkshireBoy I wanted to send you a pm, it says your mailbox is full (unless you prefer to keep it that way to stop people mailing you )