account switching: Nationwide FlexPlus to __?

cotys

Hello everyone. I'm looking for advice to switch accounts. I have 3 current accounts at the moment: Barclays (main account for bills and everyday spending) and 2 Nationwide (FlexDirect and FlexPlus - both used as savings accounts).

I'll be keeping the Barclays account as I'm getting good rewards from them (£12/month - I have a mortgage with them) and their mobile and online banking are good. I plan to switch the FlexDirect account to Barclays as soon as the 5% interest rate on the FD account ends. This will give me triple rewards for 12 months, if I switch before 30 Nov. So far so good.

I was planning on keeping the Nationwide FlexPlus account for the insurance benefits and also for the 3% interest rate, but I've recently realised that Nationwide will soon remove the 3% interest rate and will no longer be offering linked regular savers at 5%.

These are the perks that still make the FlexPlus appealing to me: ww travel insurance, mobile phones insurance, breakdown cover, free cash withdrawals and purchases abroad. The monthly fee is £13. Any account out there beating this one? And possibly one that comes with a linked regular saver with high interest rate? Or if not, with a good interest rate for the account?

Thanks.

[Deleted User]

£13 for all of that is still good regardless of the missing interest.

Especially if you have a joint account as you would each earn the same benefits for the same amount per month.