Reducing Risk Level through Further Investment

DrSyn

RichestoRetire wrote: »

Thanks to you all for your comments.

I have today sold a batch of the funds with a view to investing in a global world index fund as per Kroijer.

I will balance that with a capital preservation fund and a couple of personal slants.

Much appreciated.

PS: Would I be best off drip feeding the global world index investment or going all in?

This sounds much better than the portfolio you originally started with.

Watching this may help you make up your mind if you should Lump Sum or Drip Feed:-

https://www.youtube.com/watch?v=DMznHFuGJr4

Remember investing is for the long term, at least 10 years.

Also have an emergency fund.

Bear markets can be very scary, some people abandon investing never to return.

The following is for the US market, it shows you just how bad things can become. Look at the charts opposite the photo:-

https://www.getrichslowly.org/bull-bear-markets/

Good Luck!

bostonerimus

Thrugelmir wrote: »

We are talking about the future not the past.

I only know about the past; I have no idea about the future. That's why I index using past data as a guide and try not to use crystal balls when I'm investing.