Best 0% Card???

RoxieW

Hi guys

We are (hopefully) buying a new house, but as our savings our being swallowed by the 10% deposit we need to put our estate agents fees and legals on credit card (approx £2500).

Can anyone suggest the best card to have to do this? Does paying for fees just count as a regular purchase and qualify for the 0% intro offers? If possible, we'd like 0% for as long as possible.

Thanks guys!

RoxieW

Sorry, bumped myself...anyone?

missile

Suggest you get a Capital 1 as 4% cash back is better than 0% interest free.

steve_r123

If it's 0% you must have..... http://www.moneysavingexpert.com/cards/lowest-interest-credit-cards#deals

YorkshireBoy

RoxieW wrote:

Can anyone suggest the best card to have to do this?

You may not be able to pay these fees directly with a (0% on) purchases card.

A better option may be to use a super balance transfer card such as MBNA (and MBNA run brands such as Virgin, A&L, Sony, etc), or the Egg Card which will pay money into your current account at 0% (for 12-15 months). All will charge a fee of 2-3% of the amount transferred.

A word of warning...if you miss a payment, or contravene any of the T&C's, all the above will remove the 0% rate and put you on their typical rates of 15.9/16.9% APR.

missile wrote:

Suggest you get a Capital 1 as 4% cash back is better than 0% interest free.

Sounds like repaying it the following month might be a problem though, since OP has said their "savings are being swallowed by the 10% deposit".

NewbieMoneySaver**

Hello OP.

I would go for the Virgin (MBNA) as they are 15months 0% and 3% transfer fee.

Really good card. Me and my wife have one both with the same deal.

My wife dont even work and her limit is more than mine.