Atom Fixed Savings

ColdIron

AnotherJoe wrote: »

Is that via their relatively new active savings scheme?

I might check that out in the new year then.

Yes, Active Savings. Sometimes the rates are good, sometimes not, you need to keep an eye on it. You can get the same rate direct with BLME but since I don't have an account already it avoids creating yet another relationship, ID checks etc. Move the cash by card into their Cash Hub, apply and it's all done and dusted in 10 minutes. One annoying feature is that sometimes it will take a few days before your money is transferred to the bank so read the terms

AnotherJoe

Yeh I noticed it ended tomorrow thanks, but i wont have the cash until (IIRC) Feb or so when my existing Atom fixed terms end anyway.
I think i will open up an account in the New Year just so i can be ready to go if there are any deals on.

londoninvestor

ColdIron wrote: »

Yes, Active Savings. Sometimes the rates are good, sometimes not, you need to keep an eye on it. You can get the same rate direct with BLME but since I don't have an account already it avoids creating yet another relationship, ID checks etc.

Fair call - took about 3 days to get my first BLME account opened.

I've just applied to open a few more for different rungs on my bond ladder, and I'm not convinced it's going to be any quicker for me as a repeat customer.