Monthly insurance payments

edited 30 November -1 at 1:00AM in Credit File & Ratings
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St_95St_95 Forumite
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edited 30 November -1 at 1:00AM in Credit File & Ratings
Hi all. Brief background; we have just been given a mortgage offer that runs to 31 Dec '19, at worst our completion date may stretch into 2020 and therefore a new mortgage product will be needed, meaning a new credit check.

As we are ending our tenancy once we move out, we do not want to pay a years home insurance and would be looking to move to monthly payments. What I want to know is, do monthly insurance payments show as a line of credit in your credit report?

We obviously don't want any new accounts opening in case we need a new hard search from the lender.

Thanks!

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