Advice Needed: Blacklist?

MEM62

bombblast1968 wrote: »

I was just wondering if anyone else felt there is a general shift in lenders attitudes at the moment.

Not in my experience. However, any answer would be subjective as there are too many variables. We will all be viewed by lenders in accordance with our individual circumstances and as we are the customers or potential customers of different institutions and each of those have their own lending criterion and target market.

It sounds to me as if you might be getting to the point where your finances are stretched. If that is the case then you need to change your approach and look to reduce the amount of debt that you are shuffling around. It is very easy for a house of cards to collapse.

born_again

bombblast1968 wrote: »

change with credit card companies no longer being so keen to give BT offers
Thanks for reading.

End of year, many BT offers are to gain new customers. They have just reached their targets and no longer need to throw crumbs to get anymore customers.