50k to invest - suggestions pls-inheritance

MBStrt

hi all,

I have around 50k to invest at the moment. Any ideas or suggestions for funds around ..
i do not have stocks isa as i am an expat .

Thanks

xylophone

https://www.expertsforexpats.com/expat-financial-advice/expat-investments-investment-opportunities-reviewed/ may be worth a browse.

MBStrt

xylophone wrote: »

https://www.expertsforexpats.com/expat-financial-advice/expat-investments-investment-opportunities-reviewed/ may be worth a browse.

i think i wrote expat in different way.. i am living in uk but not a citizen. :)so i do have access to isa and stuff i assume ?

xylophone

Some reading which may help.

https://monevator.com/low-cost-index-trackers/

https://monevator.com/compare-uk-cheapest-online-brokers/

Do you have a pension? is it worth considering adding to it?

Do you use your ISA allowance?

https://www.gov.uk/individual-savings-accounts

https://www.vanguardinvestor.co.uk/investing-explained/stocks-shares-isa

DrSyn

If you expect to need the money within 5 years place it in a savings account.

1. Assuming you already have
(a) An emergency fund
(b) Have or are contributing to pension and do not wish to add more.

2. Have a look at these two first:-
http://www.kroijer.com/
https://www.ifa.com/indexfundsthemovie/

3. Then consider investing in a low cost global multi asset fund at a risk level you are happy with:-

Global Multi-Asset Funds

Vanguard Life Strategy
HSBC Global Strategy
L&G Multi Index Funds
Blackrock Consensus
Architas Passive

These have wide diversification while minimising risk, at low cost.

https://www.vanguardinvestor.co.uk/investing-explained/what-are-lifestrategy-funds?intcmpgn=lifestrategyfunds_learnmore_link

https://www.hsbc.co.uk/investments/isas/hsbc-global-strategy-portfolios/

4. With investing you are putting your money at risk and you should be invested for at least 10 years.

5. This may be of interest to you:-
https://www.youtube.com/watch?v=DMznHFuGJr4