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Does mortgage lender check bank statement or payslip again after issuing the mortgage offer?

roundbrown · 2019-08-28 22:43:54

Hi, I received my mortgage offer about 4 months ago and my solicitor said that we were nearly there, and probably could exchange the contract in the early September. However, I have a very unusual situation with my company - when the accountant goes for his holiday (normally once a year and takes around one whole month),…

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roundbrown Posts: 5 Forumite

29 August 2019 at 1:26PM

Retired_Mortgage_Adviser wrote: »

OP, don't worry, it should not be a problem as long as there is adequate justification backed up with appropriate evidence as requested by the lender. Some lenders will be more a*nal than others.

The circumstances in which new payslips might be required are as described below. Another possibility is the individual broker/broking firm's compliance requirements might mandate that fresh documentation needs to collected after x months, etc.

Are you using a broker and who's the lender?

Hi, thank you for your reply. I'm using a broker and the lender is Santander.

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Does mortgage lender check bank statement or payslip again after issuing the mortgage offer?

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