We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Cheapest way to live? Flat/Caravan/House-boat/Van ?

245

Comments

  • parkrunner wrote: »
    Tent......


    Police would round the OP up every night and try to get them to go to the local hostel.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would have thought not having a permanant address (and a landline) for that length of time would destroy your credit rating.

    I think/hope that having a landline these days is pretty much an irrelevance from a credit rating point of view. But not having broadband (or possibly even mains power) would be a significant nuisance.
  • hazyjo wrote: »
    Lodger with a homeowner rather than house share?


    Why are you so keen to do this now? Surely the point of studying is to learn in order to make money when you finish the course? You will surely need somewhere to work, at a computer or laptop or whatever. Don't underestimate how miserable a caravan might be throughout winter. And do you mean motorhome? Because you'll need another vehicle to tow a caravan. They are also a depreciating asset.
    Cisco001 wrote: »
    What is your job after graduate?

    If I am an employer, I will be reluctant to employ someone without permanent address.

    IMO, houseshare/ Lodger is the only sensible option.
    parkrunner wrote: »
    Tent......

    Job will be self employed, it's already running and ready for me to step in and take it over. On the record i'd be living at my parents address. In regards to legal issues, i'm pretty sure you can sleep in a vehicle for 2 days before you have to move and parking isn't an issue there's plenty of empty roads and public carparks around.

    I am starting to think vanlife would be full of downsides, and to the person who asked why, it's just a mentality about investing in the future taken an extra step, live like nobody else will now so in the future you live like they can't.
  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    parkrunner wrote: »
    Tent......
    I've actually spent a couple of weeks this summer living in a tent on some recently-acquired countryside whilst commuting to work every day - even though it's now a massive 8 mile commute instead of the 100m walk from the aforementioned shared house.
  • gingercordial
    gingercordial Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FreshFruit wrote: »
    i'm pretty sure you can sleep in a vehicle for 2 days before you have to move and parking isn't an issue there's plenty of empty roads and public carparks around.

    Most car parks have Traffic Regulation Orders which prohibit overnight sleeping. If they allow you to even be there you'll be charged a fortune for overnight rates.

    Whether you can sleep parked up on a roadside will depend on each local council's byelaws which might flat out prohibit it regardless of what you might think about two days.

    Note it is illegal to be drunk in charge of a motor vehicle and that includes being asleep in the back with the keys out of the ignition as you are still "in charge" of it, so you'd better not plan on drinking alcohol even during your evenings.
  • I think that everyones feedback has opened my eyes, there's a tonne of disadvantages and legal grey areas, i've just been looking at vans and it's pretty expensive. Then I considered the cost of installing solar panels and a battery bank, insurance, running costs, I don't think it would pay off and it'd be pretty miserable.

    I think it'd be better of buying a small 2 bed and renting the room out. Must appreciated thanks.
  • Cakeguts
    Cakeguts Posts: 7,627 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    People have on occasion tried sleeping in cars in my road and the police always tell them to move. There are some very strange people who roam around all areas at night.
  • lincroft1710
    lincroft1710 Posts: 19,196 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    FreshFruit wrote: »

    I know some people live in boat houses but something about it really puts me off, I also can't see it being much cheaper than renting a flat?

    Houseboats (a boathouse is a shed where a boat is stored) are usually owned rather than rented (unless for holidays, which can be very expensive) and will be too expensive to buy/maintain/moor for your purposes.

    The only viable "cheap" alternative living option would be a van/motorhome because you can theoretically easily move it. Not without its problems and I suggest you thoroughly research this with Youtube and user blogs
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If I were younger/a brave and strapping bloke, I'd seriously consider kitting out a van as you say ....

    ... the real problem though, for anybody of any age and sex, is security. Security of yourself while you're in it, alone, at night, in the dark + security of your stuff when you're absent from it.

    You could be legally parked and people around you unaware of what you're doing, but there are an increasing number of night prowlers breaking into vans to thieve what they can get.

    This means that "a proper site" is the only sensible solution for most. And, as you know, a proper site costs money.

    Also, kitting out a van - if you're sitting there and fancy popping out to the supermarket, can you get that vehicle into their car park?

    It's simply not really safe, nor practical, for most, in most areas.
  • Skiddaw1
    Skiddaw1 Posts: 2,324 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I know someone who currently lives in a camper van (for what it is worth he has a full time job). He really enjoys it, so it is possible.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.