We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Money transfer card AND a new balance transfer card?
Options

Nattybrick
Posts: 2 Newbie
Hi 
I’m trying to get my finances sorted Pre-Brexit....
My 0% finance for kitchen is due in November and I’m looking at a money transfer card for to top up my savings to pay the balance off.
BUT my credit card 0% limit also runs out early next year so I’m wondering if I could apply for money transfer card for kitchen and then a balance transfer card to transfer my credit card balance to before Brexit kicks in incase this massively affects the financial market- I should have enough savings to pay my credit card off by mid next year but not in time for the 0% and I just don’t want to pay the ridiculous credit card fee.
So basically my question is can I apply for these both at the same time or is this a really bad idea? I have a great credit score and usually get ridiculous credit limits. Sadly kitchen won’t accept credit card payment so looks like a money transfer is my only option.
I’m just very aware of the potential financial impact if I wait until after Brexit to sort credit card.
Thanks :beer:

I’m trying to get my finances sorted Pre-Brexit....
My 0% finance for kitchen is due in November and I’m looking at a money transfer card for to top up my savings to pay the balance off.
BUT my credit card 0% limit also runs out early next year so I’m wondering if I could apply for money transfer card for kitchen and then a balance transfer card to transfer my credit card balance to before Brexit kicks in incase this massively affects the financial market- I should have enough savings to pay my credit card off by mid next year but not in time for the 0% and I just don’t want to pay the ridiculous credit card fee.
So basically my question is can I apply for these both at the same time or is this a really bad idea? I have a great credit score and usually get ridiculous credit limits. Sadly kitchen won’t accept credit card payment so looks like a money transfer is my only option.
I’m just very aware of the potential financial impact if I wait until after Brexit to sort credit card.
Thanks :beer:
0
Comments
-
Another Brexit-fear post.
Calm down...
Yes you can apply for both, although your “great score” plays no part in the lending process.0 -
Well believe me I had no fear until I happened to be off and watching daytime TV all about “move cards now if they’re due to run out!!” So started to worry a bit after checking my 0% so would rather not risk it especially when it’s due start of next year :rotfl:
Thanks for your response - oh and credit score comment was just to make clear I’m not of a low credit score to save those responses0 -
Low credit score, high credit score - it makes no odds regardless.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards