on benefits with 13000 in the bank is it safe to do this

Theone44

Someone i know got given £13000 by there mother in cash so they put it in there bank and bought premium bonds out of it.But there on benefits esa and pip so they want to give it back to there mother.Is this safe to do if they transfer the money back into there mothers account will she get into any trouble.Its gone over a month now.

poppy12345

Theone44 wrote: »

Someone i know got given £13000 by there mother in cash so they put it in there bank and bought premium bonds out of it.But there on benefits esa and pip so they want to give it back to there mother.Is this safe to do if they transfer the money back into there mothers account will she get into any trouble.Its gone over a month now.

Who does the money belong to?

Socajam

Not sure if it would have mattered if their mother had opened a bank account and add their name to the account. That way they could still have access to the money.

Maybe someone else could say if this is workable.

TELLIT01

Once the money is in the benefit claimants account is must be declared to DWP. It is clearly their money as they have used part of it to purchase Premium Bonds. They will be committing an offence if they don't declare it and if they hand it back to the mother it's likely to be deemed as deprivation of capital.

Theone44

What does deprivation of capital mean so it wouldnt be safe to transfer it back to there mother.Its gone over a month now can this person get sent to prison and what would happen with there benefits.Forgot to mention this person is mentally ill.

Stop_Watch

So instead of supporting themselves they want to give the money back and claim from the state?

Is that right?

LadyDee

It's always "a friend" or "someone I know". The person not declaring the money (whoever it is) is committing fraud and could pay a very heavy price - and rightly so.

[Deleted User]

At least the schools go back in 10 days time .

Theone44

They are mentally I'll and they dont really know what there doing.

Voyager2002

It is not clear whether the benefits in question are means-tested. Perhaps your 'friend' could clarify this?

As for the question in the subject: it is not safe to commit fraud by claiming means-tested benefits while having undeclared money in the bank. The DWP conduct data-matching exercises to identify people doing this.

Theone44

his esa and housing benefit are means tested but its been over a month now.So what is the worst that can happen.