We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Overlapping withdrawal notices in notice accounts
Options

EthicsGradient
Posts: 1,247 Forumite

Does anyone know if providers have a general policy about whether you can give a new notice for a future withdrawal while you're still inside a previous notice period?
That is, say I have a 90 day notice account, and have given notice in Sept for a withdrawal in Dec; can I then give notice in Nov for a withdrawal in Feb, with the Dec withdrawal unaffected?
I've looked at Terms and Conditions for a couple of accounts, and can't see it mentioned. So I'd hope that they all allow it. Has anyone run an account in this way?
That is, say I have a 90 day notice account, and have given notice in Sept for a withdrawal in Dec; can I then give notice in Nov for a withdrawal in Feb, with the Dec withdrawal unaffected?
I've looked at Terms and Conditions for a couple of accounts, and can't see it mentioned. So I'd hope that they all allow it. Has anyone run an account in this way?
0
Comments
-
Who are you with specifically?
Secure Trust let you have more than 1 request "pending" but you're restricted to 3 withdrawals per calender year (ex interest)
You also need to have sufficient cleared funds. Eg. You can't request £5000 even if you plan to pay in £5000 next week. IYSWIM
You need to ring or message them if you subsequently decided to cancel a withdrawal.
* However, this account is no longer available.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
I'm not with anyone yet; I was wondering if this was an alternative to an instant access account, for some money for which I can plan ahead my future needs reasonably well - £X in Jan, £Y in Feb, £Z in March etc.
If Secure Trust did allow more than 1 notice to be pending, then that's a good sign, even if that account with only 3 withdrawals per year wouldn't have met my needs. Thanks.0 -
I have a 120 day Notice account with Paragon, with multiple (monthly) withdraw notices arranged0
-
If you find you cant do this, then you could have cash in multiple accounts and stagger withdrawals across them.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards