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Mortgage PPI with Bellway Homes / Southern Pacific

theton
Posts: 2 Newbie
Hi everyone. I wonder if any of you could shed some light on my case?
I had a mortgage in 2004 when I bought a new build flat through Bellway Homes. They most definitely said I should get PPI as it would help in my application.
The mortgage was through Southern Pacific and supplied by their broker.
I have no paperwork that specifies who the broker was. So should I be chasing Bellway for a PPI claim or Southern Pacific (Who I believe were taken over several years ago...)
All a bit last minute I realise but I actually forgot about this mortgage as it was with an ex partner and kinda wiped the memories!
Thanks for any advice you may be able to offer.
Yours, Hopeful of London.
I had a mortgage in 2004 when I bought a new build flat through Bellway Homes. They most definitely said I should get PPI as it would help in my application.
The mortgage was through Southern Pacific and supplied by their broker.
I have no paperwork that specifies who the broker was. So should I be chasing Bellway for a PPI claim or Southern Pacific (Who I believe were taken over several years ago...)
All a bit last minute I realise but I actually forgot about this mortgage as it was with an ex partner and kinda wiped the memories!

Thanks for any advice you may be able to offer.
Yours, Hopeful of London.
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Comments
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So should I be chasing Bellway for a PPI claim or Southern Pacific (Who I believe were taken over several years ago...)
Neither. As neither of them sold you PPI.
You should complain to the broker. However, brokers were not regulated until January 2005 and you bought in 2004. So, they dont have to consider your complaint.0 -
Thanks SonOf. That could be a problem then so I have no idea who the guy was. Just the broker supplied to me by Bellway Homes.0
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Hi did you get anywhere with Southern Pacific Mortgages ..
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hepburnkath said:Hi did you get anywhere with Southern Pacific Mortgages ..I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1
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