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EE ruined my credit score

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  • boo_star
    boo_star Posts: 3,202 Forumite
    Part of the Furniture 1,000 Posts
    JustRi wrote: »
    I guess that people take it at its face value. It says ‘Final Bill’ so it must be the final and last bill.

    But there's no reason to cancel the DD.
  • Ergates
    Ergates Posts: 3,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    boo_star wrote: »
    But there's no reason to cancel the DD.

    On one hand, there is no reason to rush out and cancel it straight away.
    On the other hand, if you've paid your final bill, there is no reason to leave the DD in place.
  • Ergates wrote: »
    On one hand, there is no reason to rush out and cancel it straight away.
    On the other hand, if you've paid your final bill, there is no reason to leave the DD in place.

    Other than the fact if you have over paid on your final bill they can refund it back to your account still
  • Ergates
    Ergates Posts: 3,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    !!! wrote: »
    Other than the fact if you have over paid on your final bill they can refund it back to your account still

    Sure, but that's the kind of thing you learn about with experience, rather than something that is inherently obvious.
  • Ergates wrote: »
    Sure, but that's the kind of thing you learn about with experience, rather than something that is inherently obvious.

    It's in EE's T's and C's :

    What happens if I'm owed a refund from my final phone bill?
    If you're in credit, we’ll process an automatic refund around eight days after the date of your final bill. Here's how you'll receive your refund depending on how you pay:

    Direct Debit: we’ll pay the money straight into your bank account

    no Direct Debit: we'll send a cheque to your registered address
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