Secured Loan Repossession - Help needed with Defence / N244 / Counterclaim

Sunset2019

Sadly, not all people are able to go to a solicitor for legal assistance.

Are there any experts on here familiar with court forms & procedures who could help?

davidmcn

Nobody here can help you draft defences without knowing what the facts are.

RelievedSheff

You can usually get an initial consultation with a solicitor for free.

I'm not sure what you expect anyone to do for you here. We can say there, there it will all be ok. But in reality it wont be. If you dont dig your head out of the sand you will lose your home.

[Deleted User]

Sunset2019 wrote: »

Sadly, not all people are able to go to a solicitor for legal assistance.

Are there any experts on here familiar with court forms & procedures who could help?

Plenty of knowledgeable people but without facts no one can help.

Sunset2019

davidmcn wrote: »

Nobody here can help you draft defences without knowing what the facts are.

Yes I understand that...

It would however be helpful for me if somebody could just firstly, simply answer the questions I asked.

Some of the comments on here have been nothing but snotty, unhelpful, insulting, judgemental & downright ignorant, which clearly does nothing other than waste everybody's time.

I didn't come on here to be insulted and waste what valuable little time I have

Kentish_Dave

No-one has been snotty or judge mental. Do you lie this easily and throw your toys out of the prom every time you ask for help?

How about you apologize for the attitude, act like a civilized member of society, and ask again, nicely?

It’s clear that the aggression and evasion are because you know you are in the wrong here, but some manners may mean that you can still get some decent help.

Or, of course, continue as you are and go down in flames at court.

Your choice, champ.

Sunset2019

Kentish_Dave wrote: »

No-one has been snotty or judge mental. Do you lie this easily and throw your toys out of the prom every time you ask for help?

How about you apologize for the attitude, act like a civilized member of society, and ask again, nicely?

It’s clear that the aggression and evasion are because you know you are in the wrong here, but some manners may mean that you can still get some decent help.

Or, of course, continue as you are and go down in flames at court.

Your choice, champ.

The most ignorant post I have read on here! Apologise!! Hahahaha!!...

I am sorry you feel the need to spit your dummy out because you don't like what I write. Boo hoo

RelievedSheff

I hope you have a better attitude when you go to court!

Thrugelmir

Sunset2019 wrote: »

Sadly, not all people are able to go to a solicitor for legal assistance.

Are there any experts on here familiar with court forms & procedures who could help?

I'd suggest the Citizens advice bureau then.

Arrange to attend the hearing in person.

Be prepared to explain your financial circumstances.

With a repossession order being a last resort after all other avenues have been exhausted. A defence based on spurious counter claims won't wash with the court.

Here's some guidance.

Filling the N244 Form – The Questions

Question 1: fill in your full name here (if you are using a solicitor, they will fill in their details);

Question 2: tick the checkbox beside ‘Defendant’;

Question 3: the order is usually for ‘adjourning the hearing’ or ‘setting aside the judgment’ and you will need to briefly explain the reasons for your request. Unless you’re using a solicitor, the judge will appreciate that you do not understand the law. Simply put the truth in your own words here;

Question 4: attaching a draft of the order should only be ticked as ‘yes’ if you are working with a solicitor. Again, if you are defending yourself, the court will appreciate that you don’t have an understanding of the law;

Question 5: we would suggest ticking beside ‘at a hearing’;

Questions 6, 7 and 8: unless you are working with a solicitor, we would usually suggest leaving these questions blank;

Questions 9 and 9a: these should only be filled in if there is someone you want the court to send a copy of the application to (such as a solicitor, legal expert or debt advisor);

Question 10: in most cases, it is best to tick beside the checkbox ‘the evidence set out in the box below’. Here you can highlight anything that will support your case. For example, you may want to state that you will be earning extra wages (take a supporting letter from your employer). If a lodger is moving into the house, take a tenancy agreement or some form of confirmation. You may be getting help from your local council or dealing health issues (take any evidence you can). You can also present proof that your lender is not following ‘pre-action protocol’ rules ;
In this same box, where necessary, you should also clarify why there has been any delay in making the application.

[Deleted User]

Sunset2019 wrote: »

Yes I understand that...

It would however be helpful for me if somebody could just firstly, simply answer the questions I asked.

Some of the comments on here have been nothing but snotty, unhelpful, insulting, judgemental & downright ignorant, which clearly does nothing other than waste everybody's time.

I didn't come on here to be insulted and waste what valuable little time I have

Sunset2019 wrote: »

The most ignorant post I have read on here! Apologise!! Hahahaha!!...

I am sorry you feel the need to spit your dummy out because you don't like what I write. Boo hoo

This is spitting the dummy out :rotfl: