Where to keep a chunk of money for 6 months?

dllive

My mortgage fixed rate matures 29 Feb 2020. That is 6 months 3 days away.

Masthaven looks to have a minimum fix of 1.73% for 6 months. Im cutting it fine!!

With the Virgin and Marcus accounts is looks like I could earn slightly less interest (1.5%) but take out the money exactly when I need it? (For example a week before my morgage fixed rate matures).

What would you do?

Zorillo

We were able to renew our fixed rate three months early with Nationwide. Is that an option for you?

Zero_Sum

dllive wrote: »

My mortgage fixed rate matures 29 Feb 2020. That is 6 months 3 days away.

Masthaven looks to have a minimum fix of 1.73% for 6 months. Im cutting it fine!!

With the Virgin and Marcus accounts is looks like I could earn slightly less interest (1.5%) but take out the money exactly when I need it? (For example a week before my morgage fixed rate matures).

What would you do?

With my mortgage, i can take out a new deal 3 months before end date, and overpay as much as I want within the last month. If yours is the same then you really only could have 5 months. In with case I'd probably opt for Marcus as 0.25% for upto 6 months isnt that much of a great deal in the grand scheme of things.

dllive

Zero_Sum wrote: »

With my mortgage, i can take out a new deal 3 months before end date, and overpay as much as I want within the last month. If yours is the same then you really only could have 5 months. In with case I'd probably opt for Marcus as 0.25% for upto 6 months isnt that much of a great deal in the grand scheme of things.

Thanks. I think Ill do as you suggest.