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Buildings Insurance that covers historic alterations that don't have Building Control Approval

Reddog1 · 2019-08-16 16:28:05

Hi all, Does anyone know of insurers who cover property's without all the building regulations documentation from historic alterations? We've just hit a hurdle with a property we are purchasing. It has several historic alterations that require Building Regulation Approval. A 1 small one story extension. Conversion of…

Comments

eddddy Posts: 18,095 Forumite

16 August 2019 at 6:49PM
Buildings insurance policies cover risks like:
Fire, smoke, explosions

Flood, storms, natural disasters

Fallen trees, lamp posts, aerials or satellite dishes

Vandalism or malicious damage

Subsidence

Vehicle or aircraft collisions

Your property's lack of building regulations doesn't increase the likelihood of any of those things happening - so the insurers aren't really interested.

It would be nonsensical, if a somebody could do a botch job on a chimney breast removal (perhaps saving thousands of pounds by not doing the job properly), then expect their insurers to pay thousands of pounds to put it right.
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