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Removal of goods notice received - have nothing of value to be removed
Comments
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Realistically, if there genuinely is nothing to remove, and you don't pay or engage with them, how long will bailiffs stay in your property (if they gain access)?
They have homes to go to eventually, they need to eat and use the toilet (sorry, can't use ours!!)
What would they do if you just put the kettle on and carry on your business around the house, or just sit watching TV?
Obviously they would leave eventually, other debtors to hassle etc etc.
However, once you allow them access, and they persuade you to sign a controlled goods agreement, that access cannot then be revoked, so as long as the writ is outstanding, they can come back, and enter your property at will (no one need be at home) and take any new items you may have purchased, or that may be there.
So never, ever, ever, allow a bailiff into your home, they will give you all kinds of legaeise argument why you should, this one reason alone is more than enough not to do so.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »So never, ever, ever, allow a bailiff into your home, they will give you all kinds of legaeise argument why you should, this one reason alone is more than enough not to do so.
I have a feeling that you advice, sound though it is, will fall on deaf ears.0 -
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sourcrates wrote: »Obviously they would leave eventually, other debtors to hassle etc etc.
However, once you allow them access, and they persuade you to sign a controlled goods agreement, that access cannot then be revoked, so as long as the writ is outstanding, they can come back, and enter your property at will (no one need be at home) and take any new items you may have purchased, or that may be there.
So never, ever, ever, allow a bailiff into your home, they will give you all kinds of legaeise argument why you should, this one reason alone is more than enough not to do so.
That of course makes sense but what happenes if I do not? They will just keep coming back again and again?
Not letting them in is actually quite easy as I can disconnect my doorbell for the times I am at home. But I work full time and worry they will harass my neighbours ringing their doorbells (I live in a conversion of 3 flats) and get into main shared hallway.
EDIT - found thisAccording to the police, if you are living in a flat a bailiff can enter the main entrance to the block as long as they do so without using force – this is regarded as peaceful entry. In essence, this could mean that the main door is unlocked or that another person let them in. But once inside the block, they must leave if another residents requests that they do so.0 -
once you allow them access, and they persuade you to sign a controlled goods agreement
But that is part of my point - I have nothing that could be of value/interest to them so what controlled goods agreement where there is nothing to put on it. And I would not sign anything anyway.What would they do if you just put the kettle on and carry on your business around the house, or just sit watching TV?
... or decide to go to bed to sleep - even if it is middle of the day.
The date is set (2 weeks from now more less). there is no stamp of any kind on the letter I was send, just headed paper, handwritten. Court details in top right corner and mobile number to contact.
So I do not have option to contact the Court and set up payment plan, avoid that visit all together, do I need to call them on the mobile? I rather they did not have my number (nobody does) as it is my work phone. I also have work laptop which I keep at home(issued by my workplace with asset tags on) worth around 1500 but of course they can not take that as it does not belong to me, correct?0 -
I can not find anything (googling) to help with this particular situation.
All info always ends on controlled goods - goods that I do not have.
So.... can I stop them coming full stop, shall I call the number on the letter (as I said I would rather them not have my work number and I do not have a personal mobile) and offer some monthly payments? There is no address to write to them only the curt address.
I do need to have this issue sorted (somehow) but no idea how.0 -
If you let them in can you prove to the Bailiff’s satisfaction your work laptop and phone are your employer’s property?
Could be a big problem if not.0 -
Away from the baliff problem, it may be worth you elaborating more on this part. When did the court action for this start, as in when is the date that they applied for a CCJ? I am just wondering if there is a possibility that if this was statute barred at the time court action was started, it may be worth you asking for a setaside as once SB it is not un statute barred at a later date?gettingready wrote: »Debt is from over 15 years ago, I messed up and missed the statue of limitation response to their letters from earlier on this year (it was some catalogue debt from what I remember, sold on several times) hen it was well over 9 years since I had ANY contact with them.Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20360 -
Work laptop has an asset tag on it, phone does not. Laptop is quite expensive, 3/4 of the dent value (more less) and new as only issued to me last week to replace old one. Phone is not new.
CCJ was issued long time past the 6 years of no contact from my side whatsoever - can I do anything about it at all? Thanks for that.0 -
What do you mean by having no means to get the money? Are you not able to find some bar work in the evenings, or a supermarket job at the weekends?gettingready wrote: »Thanks for the replies.
I have no money to pay them and no means to get money to pay them.
I do not want to avoid them, I actually want to take a day off work to let them in so they can see for themselves there is nothing for them to take.
Keeping them outside and have them coming back again and again would be quite embarassing to be honest
I just really wonder what next?0
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