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First Direct current account fee
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Comments
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20SmthngSver wrote: »I have a 1st Account with £1 and a Savings Account with £1. Never paid a charge.
why £1 in 1st Account and Saving account can avoid fees?
It suppose to be:
[FONT="] at least one of the following:[/FONT]- Paying in at least £1,000/mth (equivalent to an annual salary of £12,500).
- Holding an average monthly balance of £1,000.
- Having a savings, mortgage, credit card, loan or home insurance account with First Direct.
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francismay wrote: »why £1 in 1st Account and Saving account can avoid fees?
It suppose to be:
[FONT="] at least one of the following:[/FONT]- Paying in at least £1,000/mth (equivalent to an annual salary of £12,500).
- Holding an average monthly balance of £1,000.
- Having a savings, mortgage, credit card, loan or home insurance account with First Direct.
"Having a savings account with First Direct".0 -
20SmthngSver wrote: »I have a 1st Account with £1 and a Savings Account with £1. Never paid a charge."Having a savings account with First Direct".
I was thinking "Having a savings AND mortgage AND credit card AND loan or home insurance account with First Direct.0 -
francismay wrote: »I was thinking "Having a savings AND mortgage AND credit card AND loan or home insurance account with First Direct.
No, just one of the options is needed:francismay wrote: »It suppose to be:
[FONT="] at least one of the following:[/FONT]- Paying in at least £1,000/mth (equivalent to an annual salary of £12,500).
- Holding an average monthly balance of £1,000.
- Having a savings, mortgage, credit card, loan or home insurance account with First Direct.
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francismay wrote: »I was thinking "Having a savings AND mortgage AND credit card AND loan or home insurance account with First Direct.
No ands, just an or0 -
"You still need to pay in £1000 a month for 6 months to get the leaving bonus" - I have just received my switching bonus. Can I cancel my monthly £1000 in and out standing orders made to avoid the £10 fee? Can they retrieve the switching bonus once it has already been paid?0
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where_are_we wrote: »"You still need to pay in £1000 a month for 6 months to get the leaving bonus" - I have just received my switching bonus. Can I cancel my monthly £1000 in and out standing orders made to avoid the £10 fee?where_are_we wrote: »Can they retrieve the switching bonus once it has already been paid?0
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I never received such an email and the fee is still listed on their charge page https://www1.firstdirect.com/rates-and-charges/charges/ but not on the account page https://www1.firstdirect.com/banking/current-account/
Are there any exceptions such as older accounts opened before a certain date for which the fee may still apply? I've been avoiding the fee with the 1,000 monthly funding clause which I prefer to the more common opening of a savings account but I don't want to risk stopping the funding if they will sting me for a tenner.0 -
No. FD only have one current account.
Drop them a message and advise of their error....Life in the slow lane0
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