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Legacy_user
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Every IVA has annual reviews.
Your statement of affairs needs to be 100% true and correct or you may fail your IVA if you cannot afford to live and make the payments. They may be trying to avoid lowering your household income so they can get more fees.
I am confused that you havent signed your final documents but you have already made a payment - who is your IP?0 -
IU would tell them now and set out your current income and what the source of that income is.
That way, you know that you have been open and don't have to worry about it.All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)0 -
OP, how much do you owe in total ?
I’ve also never heard of a commitment payment been needed before.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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