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NatWest Duplicating Card Transactions

This morning I went to my local NatWest cashpoint to withdraw some money, and was surprised to find my account overdrawn. As soon as i got into work I checked my account online, on adding the transations I realised I was right and my account was wrong. I rang Natwest who checked the "Pending Transactions" and found all my card transations from the last two days had been duplicated by them taking me overdrawn.

That was this morning..... I rang my branch half an hour ago and they knew nothing about it, nothing from Central Banking has been communicated to them.

So I will have to ring later on today.....I feel like charging them a penalty fee for taking my account into the red....
BOI Credit Card = Was £3500.00 Now £0.00
GE Capital Store Card= Was £1800.00 Now £0.00
GE Capital Store Card = Was 1300.00 Now £0.00
Credit Union Savings Now £200.00 :T

Comments

  • grace
    grace Posts: 183 Forumite
    Part of the Furniture Combo Breaker
    I have just got off the phone to NatWest, they are trying to reinburse peoples money but it probably wont be until the morning now...
    BOI Credit Card = Was £3500.00 Now £0.00
    GE Capital Store Card= Was £1800.00 Now £0.00
    GE Capital Store Card = Was 1300.00 Now £0.00
    Credit Union Savings Now £200.00 :T
  • Have the transactions actually gone through or are they just been earmarked and reducing your available balance?
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    On News 24 about 1.30pm at the end of the business section, there was a story on this.

    It basically stated that Natwest had been debiting the accounts of Solo card customers twice making a lot of people overdrawn. They apologised and said they would reimburse the money. They claimed it was a computer error.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • aaroncaz
    aaroncaz Posts: 5,242 Forumite
    Part of the Furniture
    Have rang twice, they say, by the end of the today, it will be sorted, won't show online though, till 8 tomorrow morning.
  • grace
    grace Posts: 183 Forumite
    Part of the Furniture Combo Breaker
    I got my money out this morning at 7.30am.....
    BOI Credit Card = Was £3500.00 Now £0.00
    GE Capital Store Card= Was £1800.00 Now £0.00
    GE Capital Store Card = Was 1300.00 Now £0.00
    Credit Union Savings Now £200.00 :T
  • I had this happen when i used to bank with natwest a couple of years ago, it only happened with a certain online retailer that i used once a month for cat food, after the second or third time i stopped ordering from them and i didn't have the problem again.

    The double payment would always rectify itself after a few days, but i didn't have much money at the time so it was annoying.
    In Progress!!!
  • Duplicate transactions normally rectify themselves with NatWest within 3 working days.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • grace
    grace Posts: 183 Forumite
    Part of the Furniture Combo Breaker
    "Duplicate transactions normally rectify themselves with NatWest within 3 working days."

    This may be correct and it was in my case, though not overly helpfull when I cant use my account to get money out, and have had to a family Christmas eving out because of it....
    BOI Credit Card = Was £3500.00 Now £0.00
    GE Capital Store Card= Was £1800.00 Now £0.00
    GE Capital Store Card = Was 1300.00 Now £0.00
    Credit Union Savings Now £200.00 :T
  • I did post cos I thought the advice would be helpful so SORRY.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • This happened to me a couple of weeks ago (Natwest too )

    I was told is was a ghost entry although it did affect my balance.

    It took several days to recify itself. The took the money twice, a week apart, then two days after the second transaction it went back in as a credit so I had two transactions, one in, one out, then they both dissapeared!

    Sarah x
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