urgent help re debt collection

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  • sourcrates
    sourcrates Posts: 28,891 Ambassador
    First Anniversary Name Dropper First Post Photogenic
    edited 12 February 2020 at 5:57PM
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    I'm sorry if this is the wrong way to post questions. I'm new to this.
    I am seeking advice. paypal sent me debt collector letter in my name and not in the business name. What should i do? it was ebay's fault by ruling in the fraudulent buyer's favour anyway. Items were delivered and signed for by customer.
    What do i do from now? what if i dissolve the company with company house, will it stop paypal debt collector from chasing me? This is a paypal business account but the debt letter was not in company's name and it was in my name.
    Can this result in default or ccj in my name?
    Hi,
    Normally its best to start your own new thread, I would have moved it for you, but the option to do so has not yet been re-instated on this new forum, so we`ll leave it alone.
    Read up on PayPal and their debt collection practices, the DCA chasing you is Moorcroft I suspect, all you need to know is they do not own your debt, PayPal do, so they cannot do a thing to you, they are just an annoying side show.

    PayPal virtually never (a case is yet to be seen) take legal action to recover debts, give it a while, the collector will get bored and move on, just ignore them in these circumstances, if a court claim drops on your door mat (unlikely) then deal with it, until then, it really dosen`t matter.

    These type of debts do not appear on your credit file.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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