CCJ and Credit File

Dar1976

I was given a judgement against me in January last year and since then have paid the agreed monthly payment every month.

My question is.... when I have finished paying it off in another 14 months and I have the opportunity to ‘satisfy’ the record on my credit file, will the 6 year cycle start again? Or will it roll off my file 6 years from the date of judgement?

I’ve been working hard to put my poor financial choices right over the last 18 months and would just like to know how long before I can see it disappear from my file.

Thanks.
Dean

[Deleted User]

It will drop off 6 years from being applied.

Dar1976

Thanks for the reply.

So to clarify, if I apply to satisfy the CCJ in 18 months time, the CCJ will still roll off my file in Jan 24?

[Deleted User]

Yes.
From 6 years from the date it was applied.