Difference between JSA & UC

WoodyMax

Hello everyone,

I am a Widow with no mortgage or rent to pay. Under 6,000 in savings and live alone.

I have been on UC since last February. For the first six months I was not required to look for work but am expected to do so now. I am struggling with depression & grief but am doing my best.

A thought occurred to me though, I was working full time up until the end of July 2018 when I became my husbands full time carer. So should I have really claimed contribution based JSA instead of UC and if I should or could have would I have been any better off, not in terms of money, as I don't think that would have made a difference but in terms of meeting the work commitment requirements?

Many thanks for any help and advice.

calcotti

You could claim new style JobSeekers Allowance but the work search requirements would be the same and it is only payable for six months maximum. UC therefore makes more sense.

If your doctor considers you unfit for work he could issue you with a Fit Note for you to take to DWP. If this is likely to be long term DWP should refer you for a Work Capability Assessment. If you are then found to have Limited Capability for Work by the DWP you will not have to look for work but will be required to do some activities to help prepare you for work. If found to have Limited capability for Work and Work Related Activity you would get extra money in your UC.

Sorry for your loss.

Are you receiving Bereavement Support Payment? Have you claimed Council Tax Reduction from your local council?

WoodyMax

Thank you Calcotti.

Yes I get 100 pounds a month BSP and reduced council tax. You (and others on here) helped me a few months ago shortly after my husband died.

I may have to consider going to the doctor (although I would rather not).

Thanks again so much for your help