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Is there a car Accident Database?

My car insurance is due for renewal and looking for cheaper quotes.

I had a bump a few years ago but dont have any details to include on my comparison quote application.

Is there anywhere online where these details are available?

Thanks In advance

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    edited 9 August 2019 at 2:32PM
    If insurance was involved then try a SAR to CUE (at MIB) where for a small fee they will tell you what's recorded against you

    How have you managed to answer the question when taking out previous cover since the claim,?
  • Shouldn't it be printed on your motor proposal from previous year?
  • chrisw
    chrisw Posts: 3,833 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    All incidents reported to insurance companies, whether leading to a claim or not, are logged on to the Claims and Underwriting Exchange database. All companies check this as a matter of course to prevent fraudulent claims.

    You can't access it directly as an individual, but you can put in a data request to see what information they hold about you.

    More info here:-
    https://www.mib.org.uk/managing-insurance-data/mib-managed-services/cue-miaftr/
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