Benefit help

n3il_2

Hello all, just hoping to get some advice on something, I have tried google and benefits calculators but don’t seem to get anywhere..

So basically at the moment me and my partner live separately..

I own my own home and have a full time job, I earn approximately £2000 take home per month, i do have 2 children but they go to their mums when I’m at work (it’s roughly a 50/50 split) I don’t receive any other income at all.

My partner rents her house and is in receipt of esa and pip due to being a fibromyalgia sufferer. She has a 14 year old dependent so I’m guessing also receives child support..

What we want to know is if her and her daughter was to move into mine she would lose esa (been told this) but what would she/we get in the way of benefits or would we be expected to all live off just my wage.

Thanks in advance.

calcotti

Does her ESA include any contribution based ESA? If so she would not lose this, only the income based top up.

Does she get Child Tax Credits? If so entitlement to these will end when she becomes part of a couple.

For benefits any entitlement is based on joint circumstances.

My calculation is that for UC you would have a couple Allowance, a child element for 14 year old and (if partner is in ESA Support Group) the LCWRA element. In these circumstances the maximum UC payable is £931.10/month. The first £503 of your income would be ignored leaving about £1,500 resulting in a deduction of £945 which is more than the maximum amount so no UC is payable. You would both need to live of your income (unless some contribution based ESA remains in payment).

Note also that even if ESA ends she may wish to maintain a claim for NI credits on the grounds of Limited Capability for work, these will help towards her future state pension entitlement.

n3il_2

Ahh thank you for quick reply, yeah I thought this would be the case.. am I right in thinking that she would keep pip and the child benefit though?

Robbie64

n3il wrote: »

Ahh thank you for quick reply, yeah I thought this would be the case.. am I right in thinking that she would keep pip and the child benefit though?

Yes she would keep both her PIP and Child Benefit.