PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Flat not appearing on gov.uk

Options
Hi,

Wondering if anyone can help me.
I move into a flat on Monday and went online to compare energy prices and could only find the house number and not the flat for my new address. It's a house that has been split into 2 flats.

I then went on the government website to check council tax and my flat did not appear on the list. It is also only listed as one house on the land registry.

I phoned the council and they have us registered for council tax.

My only worry is if the downstairs tenants end up with a form of debt at number 22 (Not real number) rather than 22 ground floor, could we be held liable as in their view we also live at 22 rather than 22 upper floor.

I've been advised to call the valuation office to double check.

Thanks for any help.

Amy
January Wins - Signed Higgidy Cookbook, Koala
February Wins - Leather filofax, Ted Baker pen and case, Orla kiely notebook, Nail polish
March Wins - Easter egg

Comments

  • gingercordial
    gingercordial Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    amy_jay wrote: »
    Hi,

    Wondering if anyone can help me.
    I move into a flat on Monday and went online to compare energy prices and could only find the house number and not the flat for my new address. It's a house that has been split into 2 flats.

    I then went on the government website to check council tax and my flat did not appear on the list. It is also only listed as one house on the land registry.

    I phoned the council and they have us registered for council tax.

    My only worry is if the downstairs tenants end up with a form of debt at number 22 (Not real number) rather than 22 ground floor, could we be held liable as in their view we also live at 22 rather than 22 upper floor.

    I've been advised to call the valuation office to double check.

    Thanks for any help.

    Amy

    Debts are by name not by address, so that doesn't matter. It's the same position as if the previous owners/tenants had debts.

    Potentially baliffs could come and knock on your door, but if so point them towards the downstairs flat, and it's a good idea to know where you've put a copy of your tenancy agreement (or deeds, not sure if you are buying or renting) in case you want to prove to them that your address is not where the person they're looking for lives.
  • JGB1955
    JGB1955 Posts: 3,833 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I think I would be more worried that I might be paying Council Tax on the value of the whole house.
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • amy_jay
    amy_jay Posts: 62 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the information. We are renting.
    Could it affect my credit rating and my ability to get credit checked if the address is not consistent across accounts?
    January Wins - Signed Higgidy Cookbook, Koala
    February Wins - Leather filofax, Ted Baker pen and case, Orla kiely notebook, Nail polish
    March Wins - Easter egg
  • amy_jay
    amy_jay Posts: 62 Forumite
    Part of the Furniture Combo Breaker
    council tax band appears fine.

    It's the same as most flats in the street bar 2.

    Amy
    January Wins - Signed Higgidy Cookbook, Koala
    February Wins - Leather filofax, Ted Baker pen and case, Orla kiely notebook, Nail polish
    March Wins - Easter egg
  • sal_III
    sal_III Posts: 1,953 Forumite
    Fifth Anniversary 1,000 Posts
    amy_jay wrote: »
    Thanks for the information. We are renting.
    Could it affect my credit rating and my ability to get credit checked if the address is not consistent across accounts?
    Which accounts is it not consistent on? From your post the only inconsistency is that the house is not split in 2 flats on LR (it can take like 1 year for the update to reach it) and the gov.uk website. None of these is actually an account in your name.

    As long as split/correct address is reflected in the Council for CT purposes and on the Post Office database for correspondence and you give the same details to your bank(s). There is nothing to worry about.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.3K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.