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Static caravan advice

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  • sassy_one
    sassy_one Posts: 2,688 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So she has 20k, but doesn't work.

    This was inheritance.

    She claims benefit/s I guess then.

    First thing I'd be doing is getting her to ringing the DWP and declare this money, failing that, do it for her and report it to DWP benefit fraud hotline.
  • kangoora
    kangoora Posts: 1,193 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Whilst I agree with advising her to report the inheritance to the DWP you would seriously report your own mother for benefit fraud?

    I bet your family gatherings are a barrel of laughs
  • Radiantsoul
    Radiantsoul Posts: 2,096 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My aunt and uncle had a caravan near there, Burnham-on-sea. I have many happy memories. They were not great travellers and loved a home away from home. We were a large family and they were generous in letting family members use it.
    It is not an investment. I would say it is more of a prepayment of holidays over the next decade.
  • pearl123
    pearl123 Posts: 2,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What happens if customers leave the caravan in a mess and with items broken?
    I know a caravan renter who thought it to be a bit of a miracle if at the end of the weekly letting there was nothing broken.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    pearl123 wrote: »
    What happens [STRIKE]if[/STRIKE] when customers leave the caravan in a mess and with items broken?
    I know a caravan renter who thought it to be a bit of a miracle if at the end of the weekly letting there was nothing broken.


    Fixed your typo.
  • Malthusian
    Malthusian Posts: 11,055 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    kangoora wrote: »
    Whilst I agree with advising her to report the inheritance to the DWP you would seriously report your own mother for benefit fraud?

    You would seriously dump your own mother in even hotter water by letting her run up a bigger liability?

    FWIW I wouldn't report my own mother for benefit fraud either. I would dump her in the even hotter water, because it's not my problem, and no-one will thank me for helping. Thankfully it's an easy moral dilemma as it won't ever arise for me.

    I also wouldn't be involving myself in her benefit fraud and money laundering scheme.

    (For those who haven't done a money laundering course or watched Breaking Bad, concealing the origin of the mother-in-law's £20k (placement), mixing it with the OP's own (layering), and then allowing her to cash out by using the caravan as if it was jointly owned while claiming benefits she isn't entitled to (integration), is money laundering.)

    "this is because the wife's mom doesn't work so she can't be putting her name on things like this"
  • Brian65
    Brian65 Posts: 255 Forumite
    She isn’t the OP’s ‘own mother’, but that’s beside the point. Before anyone receives their inheritance the executors have to go through Probate – which involves sending a full and detailed account of who is inheriting what to HMRC. Ask yourself why they insist on knowing....
    That’s just one way they will have a record of it. I don’t know when they will match their record of her inheritance to their record of her benefit claim. I heard all our tax and benefit records are being computerized, so anything like this will then be flagged up automatically.
    I can understand its tempting to keep quiet about an inheritance and just let the benefits keep coming in. Many have done that and been caught. DWP have recruited many more fraud investigators recently, and apparently have over 4,000 full time just looking for things like this. I wouldn’t want the thought of waiting till they match their records up and find out hanging over my head. Thoughts of prison, being derided as a benefit cheat and struggling to pay it back would negate the pleasure I got from the extra money. So if I was her I would declare it.
    If she were a friend or relative of mine I would advise her to declare it, and have nothing to do with it. Knowing the consequences for her I would feel terrible about benefiting from this money, directly or indirectly in any way.
  • racey
    racey Posts: 166 Forumite
    Part of the Furniture 100 Posts
    Do the same considerations apply to lodges? Or do they maintain their value?
  • Jonbvn
    Jonbvn Posts: 5,562 Forumite
    Part of the Furniture 1,000 Posts
    OP,

    A lesson from a caravan park in S. Wales
    https://www.walesonline.co.uk/news/wales-news/i-sold-caravan-trecco-bay-16185549

    In short, this is not an investment.
    In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:
  • Brian65
    Brian65 Posts: 255 Forumite
    Jonbvn wrote: »
    OP,

    A lesson from a caravan park in S. Wales
    https://www.walesonline.co.uk/news/wales-news/i-sold-caravan-trecco-bay-16185549

    In short, this is not an investment.

    Precisely.
    I have never bought anything leashold - sited on somebody else's land because they have really got you by the b*llocks. Especially in England where the Government is controlled by landowners for landowners.
    England always favours the landowner - it was the last country to outlaw rougue wheelclampers for example. And when it finally did it effectively gave private companies the power to issue parking fines for tiny infringements of their hideous terms and conditions :mad:
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