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IVA Company to get my PPI Money

bargaingaz
Posts: 63 Forumite

Hello All
My IVA finished in 2013 but they went after my PPI, they tried to get my PPI from a bank but were unsuccessful, a few years later I went to the same bank gave them loads of evidence over a few months and successfully got accepted for the PPI refund last week, only to be told at the bottom of the letter that the cheque would be written to the IVA company.
I suspect there is nothing I can do to stop this, just sucks even more that they went for the money and didn’t get it, I go for the money after hard work, get it, then they take it.
Also Money Saving Expert said you can ask for the tax deduction back from the HMRC, can I claim this part without the IVA getting their hands on it?
My IVA finished in 2013 but they went after my PPI, they tried to get my PPI from a bank but were unsuccessful, a few years later I went to the same bank gave them loads of evidence over a few months and successfully got accepted for the PPI refund last week, only to be told at the bottom of the letter that the cheque would be written to the IVA company.
I suspect there is nothing I can do to stop this, just sucks even more that they went for the money and didn’t get it, I go for the money after hard work, get it, then they take it.
Also Money Saving Expert said you can ask for the tax deduction back from the HMRC, can I claim this part without the IVA getting their hands on it?
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Comments
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bargaingaz wrote: »I suspect there is nothing I can do to stop thisbargaingaz wrote: »you can ask for the tax deduction back from the HMRC, can I claim this part without the IVA getting their hands on it?0
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You are not entitled to receive any redress where you still owe money. An IVA does not extinguish a debt because is unlikely you paid back more than you owed.
You can complain to the ombudsman if you like but don't expect success.Non me fac calcitrare tuum culi0 -
I suspect there is nothing I can do to stop this, just sucks even more that they went for the money and didn’t get it, I go for the money after hard work, get it, then they take it.
The money ends up going to the creditors that lost out because of the haircut they took as part of the settlement. I'm sure you not paying your debts sucked for them too.0 -
Do tell, how much did you originally owe and how much did you end up paying back?
I suspect you are still a winner.0
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