Barclaycard platinum cashback plus (use abroad??)

Legacy_user

I read here and there that this card has 0% foreign transaction fees.
But when I click through the link to the barclaycard site and dig deep into the T&C's it says "One or more of the following may apply Non Sterling Transaction Fee: 2.99% of transaction (no minimum)"

But lots of comparison sites list this as a "travel" credit card.

Im confused.

EveryWhere

That caveat does not apply to that card before the 31st of August 2023

[Deleted User]

The "Plus" version fo the card used to offer free overseas purchases and cash withdrawals.

The current non "Plus" iteration does not.

Already discussed at length here with clarifications on the wordings: https://forums.moneysavingexpert.com/discussion/6018766/barclaycard-cans-free-overseas-spending-on-top-pick-platinum-cashback-plus-card-mse-news&highlight=barclaycard

System

EveryWhere wrote: »

That caveat does not apply to that card before the 31st of August 2023

That is he cashback date isn't it? nothing to do with the foreign transaction fee.
I mean, I'm not financially illiterate , it's a bit ridiculous having a financial product where there is ambiguity about the most basic of fees and charges! :rotfl:

System

!!! wrote: »

The "Plus" version fo the card used to offer free overseas purchases and cash withdrawals.

The current non "Plus" iteration does not.

Already discussed at length here with clarifications on the wordings: https://forums.moneysavingexpert.com/discussion/6018766/barclaycard-cans-free-overseas-spending-on-top-pick-platinum-cashback-plus-card-mse-news&highlight=barclaycard

AHHHHHH ok.

Well that's a bit ambiguous to say the least. For when I click this link (which clearly says plus). It takes me to the "non-plus" but otherwise identical looking cards page to apply. And only careful checking will show you arent getting the plus at all.



tut tut.

Also, as a side issue, what is the point of this card now? The cashback is 1/4 of Tandem and 1/2 that of Aqua, both which offer 0% foreign transaction fees. Where this doesn't. Why would anyone go for the barclaycard now?

[Deleted User]

Some people have a dislike for Tandem

You may also be more likely to get a higher limit with Barclaycard, plus regular limit reviews which Tandem don't offer and Aqua aren't as generous

System

!!! wrote: »

Some people have a dislike for Tandem

I don't dislike them per-say. Just wouldn't trust them as far as I can throw them. Certainly wouldn't want a financial association with them from what I have experienced and read. Cowboys.

Alas I digress, on paper, the Barclaycard offering is very poor compared to both Aqua and Tandem. Despite my feelings on the latter.

EveryWhere

beany_bot wrote: »

AHHHHHH ok.

Well that's a bit ambiguous to say the least. For when I click this link (which clearly says plus). It takes me to the "non-plus" but otherwise identical looking cards page to apply. And only careful checking will show you arent getting the plus at all.



tut tut.

Also, as a side issue, what is the point of this card now? The cashback is 1/4 of Tandem and 1/2 that of Aqua, both which offer 0% foreign transaction fees. Where this doesn't. Why would anyone go for the barclaycard now?

Yep, you need to pay attention;

[Deleted User]

Indeed - but I wouldn't be surprised if we see the likes or Aqua and Tandem reducing their cashback offerings anytime soon.

Amex is obviously the best bet - and I rarely nowadays have to break out an alternate card to use since everywhere I usually shop accepts them