DRO & mobile contract? 6 August 2019 at 4:37AM edited 30 November -1 at 12:00AM in IVA & DRO 17 replies 3.3K views

Pinewapple

So looking to send my documents into step change for DRO and then pay the fee.

I have a EE mobile contract and have never had late payments and always up to date, Will i be able to keep this?

Thanks

TheOldSeaDog78

Shouldn't be a problem. Me and my wife kept ours whilst on our DRO

fatbelly

Yes, posted about that a few days ago

https://forums.moneysavingexpert.com/showthread.php?t=6031353

Pinewapple

So i had DRO granted/approved yesterday and today receive a Notice of sums in arrears email,

The total arrears amount you needed to pay at 03/07/2019: £5,109.69
The total arrears amount you now need to pay as at 09/10/2019: £5,109.69


Overview of your account since the Previous Notice of Sums in Arrears
03/07/2019 Opening Balance £4,782.69
09/10/2019 Closing Balance £4,782.69


Both amounts are in the same email but i put the "£4,782.69" in the DRO what does this mean for me will it not be covered?

fatbelly

Pinewapple wrote: »

So i had DRO granted/approved yesterday and today receive a Notice of sums in arrears email,

The total arrears amount you needed to pay at 03/07/2019: £5,109.69
The total arrears amount you now need to pay as at 09/10/2019: £5,109.69


Overview of your account since the Previous Notice of Sums in Arrears
03/07/2019 Opening Balance £4,782.69
09/10/2019 Closing Balance £4,782.69


Both amounts are in the same email but i put the "£4,782.69" in the DRO what does this mean for me will it not be covered?

The 'balance' of whatever this is is £4,782.69

You put £4,782.69 in as the balance figure in the DRO

Well done. That's correct.

Pinewapple

Update:  DRO finished on the 9th October, Feels great

Any info i need to know now its completed?

fatbelly

Save a print-out of your entry on the insolvency register
check that all the defaults on your credit file pre-date your DRO date

Pinewapple

fatbelly said:

Save a print-out of your entry on the insolvency register
check that all the defaults on your credit file pre-date your DRO date

Is this how its supposed to look? When i click on each debt it says, "Account Settled" and the date for the account settled is all months before the DRO is that normal?

Pinewapple

Have scribbled out personal info

Pinewapple

Some defaults are late 2018.

fatbelly

Well that looks ok to me