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Trying to improve my rating and failing

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  • flamemc
    flamemc Posts: 14 Forumite
    Thank you again Chris, I will message you back later once ive finished work.

    Ive cancelled my 118 card this morning, shame you have to call them to do it.

    I did end up paying one of my car insurances off in full, but other than that thank you for all your help.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Time is a healer. Learn to budget without using credit unless you really need to use it.
  • System
    System Posts: 178,343 Community Admin
    10,000 Posts Photogenic Name Dropper
    You are doing everything right and have a healthy attitude. A few years will fly by and you will have a stellar credit file.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thrugelmir wrote: »
    Time is a healer. Learn to budget without using credit unless you really need to use it.

    +1 years after defaults fall off has been proven to help in my past case.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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