Multi Gadget insurance without itemising?

lohr500

Is anyone aware of an insurance company, other than ZugarZnap, who offer multi gadget cover without the need to itemise all the gadgets?
Thanks

lisyloo

Do you have a home you need to insure.
Superior house insurance (like axa advanced) has a single item limit of £15k

lohr500

Hi lisyloo,
I do have some cover on our household policy, but there is a £250 excess for loss/damage away from the home and breakdown of the gadgets is not covered.

forgotmyname

Cheaper to upgrade the home insurance rather than take additional policies?

lisyloo

lohr500 wrote: »

Hi lisyloo,
I do have some cover on our household policy, but there is a £250 excess for loss/damage away from the home and breakdown of the gadgets is not covered.

You need to upgrade your insurance if you want a higher single item limit.

An excess is quite normal and you’ll have to pay more if you want a small excess which is somewhat counter-productive.

Insurance doesn’t normally cover your gadgets breaking down due to age. It covers risks like theft, loss, damage.

mluton

Unsure if this is what your after.

I have had in place for a few years now Barclays Mobile Phone & gadget cover.
https://www.techpackmobileandgadgetcover.co.uk/

LSG site
https://lifestylegroup.co.uk

Cover has just recently gone up from £12.50 to £14.50 a month. I have had to make 2 claims, 1 for my phone and one for my sons nintendo switch.

The mobile was a registered device, but when the switch got broken, it wasn't registered, but after a quick call and proof of purchase it was sorted within a few days.

From the site:
"Get cover for unlimited gadgets and up to 4 mobile phones for just £14.50 a month."

"Don’t forget that your devices are automatically covered but registering the details in advance can help to make things easier should you ever need to log a claim."

lohr500

Thanks mluton,

That's exactly what I am looking for :beer:

I got a quote through TSB as I bank with them and it works out at about 1/3 cheaper than ZugarZnap for suitable cover, and with a lower excess.

I'll check again when the policy is due for renewal in a few months time and if the price differential is the same, i'll switch.

Thanks again.

@ lisyloo :
For info, these policies do cover breakdown outside of the manufacturer's standard warranty so long as the gadget is less than a certain age. With ZugarZnap, the devices have to be less than 3 years old on the date the policy is taken out/renewed. As most devices only have a 1 year warranty (or perhaps 2 if purchased through say John Lewis), then it is worth considering.