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Experience with Clydesdale Bank mortgage and AirBnB?
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cinnamoncode
Posts: 6 Forumite
Hi All,
Is anyone on here letting a spare room while the live in the house and have their mortgage with Clydesdale bank? I wonder as thinking of remortgaging as HSBC doesn't allow that.
Thank you,
Is anyone on here letting a spare room while the live in the house and have their mortgage with Clydesdale bank? I wonder as thinking of remortgaging as HSBC doesn't allow that.
Thank you,
0
Comments
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Do they allow lodgers? If you say Airbnb they will think you ar3 lettti g the entire place0
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Not sure about lodgers but usually from what I read if you say lodgers then your mortgage lender may want the lodger to sign something which wouldn't be feasible for every guest.
However, you have a good point about them thinking it would be the whole place even though I'm just thinking of the spare room.
Does anyone have any experience with this?0 -
What do the mortgage conditions actually say? (either for HSBC or Clydesdale)0
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Have a mortgage with Clydesdale:. Terrible admin, big ( 1/2 inch thick paperwork evidence) complaint, settled but I'd never do business with them again.
IMHO avoid0 -
I can't see anything in my current paperwork that references lodgers or rentals... Where's that info usually held at? ��0
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Interesting! Thanks for your reply by the way much appreciated. Besides not being that good is it a no go for allowing their customers to let out a room?theartfullodger wrote: »Have a mortgage with Clydesdale:. Terrible admin, big ( 1/2 inch thick paperwork evidence) complaint, settled but I'd never do business with them again.
IMHO avoid0 -
It'll be in the mortgage conditions.cinnamoncode wrote: »I can't see anything in my current paperwork that references lodgers or rentals... Where's that info usually held at? ��0 -
Shift it quick to Santander- they don’t seem to mind. Residential mortgage is with them and now on air bnb AND booking .com - ten beds. Yes they were informed but nothing happened. Just keep up payments and yr laughing. Good old Santander!!0
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