Multi Asset Funds

Aminatidi

So if you take VSCGX which is the US equivalent of LifeStrategy 40 (with a slightly different composition to the current UK LifeStrategy products) you can see total returns here.

https://finance.yahoo.com/quote/VSCGX/performance/

It shed around 20% in 2008.

Of course, past performance doesn't equal future performance, but knowing how it performed and knowing how some of the cautious/flexible IT options performed may help someone form a view whether they think they're best served with a passive or active option.

I do wonder how much of an impact algorithmic trading may have on any downturn. You read plenty that suggests that once algorithms are driving things any kind of sell-off may be quick and brutal.

AnotherJoe

A_T wrote: »

Believe it or not some people position their portfolios very defensively in case of a stock market crash.

And in the long term that will hurt their performance significantly. It's a trade off obviously. If you compared the equivalent of 20 vs 100 starting in say 2006, eg precrash, 100 would crush 20. Unless if courses you had the uncanny ability to predict crashes (and by extension booms) and switch in and out with perfect market timing in which case you'd not need funds like this.

Moe_The_Bartender

The new JPMorgan Global Core Real Assets (JARA) Trust looks interesting.

https://am.jpmorgan.com/gb/en/asset-management/gim/per/products/jara-ipo

stephenadarglas

Thanks everyone for their informative replies which is much appreciated. Just to add that the intention is to take the natural yield from the investments wherever possible which leaves an opportunity for further growth. I'm currently invested in funds that have a UK/Global bias none of which are trackers.

Thanks again.

stephenadarglas

SonOf said:

stephenadarglas wrote: »

Hi guys

I'm close to moving some of my portfolio into these types of funds to start taking an income from them. I'd appreciate a little guidance on the types of funds available.

What method of income draw are you proposing to use?
e.g. yield, phased portfolio risk, capital growth sales etc

I'd appreciate a little guidance on the types of funds available.

Without knowing your strategy, we cannot possibly suggest funds.

Yield preferably as part of supplementing my DBs

Audaxer

stephenadarglas said:

SonOf said:

stephenadarglas wrote: »

Hi guys

I'm close to moving some of my portfolio into these types of funds to start taking an income from them. I'd appreciate a little guidance on the types of funds available.

What method of income draw are you proposing to use?
e.g. yield, phased portfolio risk, capital growth sales etc

I'd appreciate a little guidance on the types of funds available.

Without knowing your strategy, we cannot possibly suggest funds.

Yield preferably as part of supplementing my DBs

If you are looking for natural income in the form of dividends, then Equity Income ITs or funds are more appropriate than Multi Asset funds as discussed earlier in the thread, although you could alternatively take income from Total Return by selling units from a Multi Asset fund.

msallen

Moe_The_Bartender said:

The new JPMorgan Global Core Real Assets (JARA) Trust looks interesting.

https://am.jpmorgan.com/gb/en/asset-management/gim/per/products/jara-ipo

Bought some of this at IPO as a bit of a diversifier. Its still too new to know how it will perform long term but its been a promising start.