Becoming debt free and saving for the future.

FootyFanDan

Well done on the food spends, I think food spends is the toughest one to get a grip of so good on you for that. Short term goals will also help focus you, I need to try work on some too! ha,

hope the after affects of the food treat were not to severe :rotfl:

DebtFreeMonkey

Thanks, fellas!

Today wasn't so interesting. Haven't been sleeping well so felt absolutely exhausted. Fingers crossed I get to sleep better tonight.

Still got £16.80 left to spend for the week and, other than a coffee with a friend tomorrow, I don't see that changing.

Mum paid for my travel insurance today and I got a travel money card for when I go away next Friday. I saved quite a bit of spending money but I'm really hoping to come back with around 1/3 of it and not be frivolous just because I'm on holiday whilst also enjoying myself. We shall see.

When I get back, it'll be a majorly busy time. I'll have to pop to the uni I'm starting to show my passport/proof of my nationality to finish registering and thus get my student finance before delving into starting the course itself. Lucky for me, I think I'll be too busy to spend money and I'll definitely be making my own food instead of buying out in Cambridge of all places. It'll be bad enough forking out for travel, though SF will cover that with extra to spare!!

Life just seems so busy but it'll be worth it, especially if I can get debt free within 2 years or so

Now, off to read some more diaries and attempt an early night.

DebtFreeMonkey

Very cheap day, indeed. In fact, I only spent £2.60 but I did load a travel money card with some euros. I don't count that as spending, though, since I technically still have the cash...

Went urban exploring down an old chalk mine! It was bloody amazing and so much fun. Yay for a cheap day out. The person I was with got me an apple juice so I didn't have to pay for that and the £2.60 came from some left over change so it didn't come from any budget. Honestly, if you can do some urban exploring, you should but be careful about it, of course. So amped for doing more of it.

Anywho...the rest of the week I'm working but I had fun whilst I could. Plus, a week on Friday, I'll be heading out to Cyprus so I can't really complain.

Hope you've all had a good one.

Doing_it_my_way

What is urban exploring? I am not brave and hate anything where my feet are not firmly planted on the floor!
You're doing really good, and being debt free by 2022 sounds fab, I bet the pleasure gained from that is going to be much bigger than any treats on the way, go for it!!

DebtFreeMonkey

Doing_it_my_way wrote: »

What is urban exploring? I am not brave and hate anything where my feet are not firmly planted on the floor!
You're doing really good, and being debt free by 2022 sounds fab, I bet the pleasure gained from that is going to be much bigger than any treats on the way, go for it!!

Your feet are firmly planted on the floor where I was...below the forest in an abandon chalk mine. It was amazing but looking back, just a tad dangerous. I got some amazing photos, though





Yes, I may be extra lucky and scrape though to make it debt free by 2021! who knows I hope so. You're right, it'll be so worth it.

savingholmes

Enjoy Cyprus

MillennialDebtor

Hi Alicia,

I’m glad I found your thread, it really resonates with me! I just started my diary and feel like we have a lot in common:

-Similar levels of debt (I’m around £11,000)
-In debt for superfluous reasons
-Similar age (I’m 26 next month)
-Both vegan (yay for plant based living)

Will be following with interest and cheering you on!

X

SpekySquarehead

That looks great fun!! And it doesn't cost an arm and a leg. Go you!!

GeorgianaCavendish

I've just caught up on your diary, well done for everything you've accomplished so far - you have made a brilliant start!
I put some of this on another diary but have you considered some of the "making more money" MSE tips? Things like cashback sites, survey sites, receipt apps, focus groups etc? I'm not as dedicated as some DFW members but I've still been able to make a decent chunk of money from these things since I started my diary.

clearmydebts

Hi Alicia,

Just wanted to say thanks for popping on to my diary! Have subscribed to yours and will be back along later to have a proper read!