Becoming debt free and saving for the future.

FootyFanDan

Hey

it was budgeted for and you didn't spend over the budget, whislt still enjoying yourself i would see this as a win! . Its nice to make sure you still live too, i find it makes the journey not seem so bad. As long as its not taking u off track and getting u in debt further. Live is to be lived

DebtFreeMonkey

You're right! It's just the one alcoholic drink I got that bothered me since I rarely drink, anyways.

Bonus, someone owed me some money so I used that £120 to pay off more on my CC!

Current debt stands at £10,607. My first mini goal is to get under 10,000 and I'm not far off so yay!

FootyFanDan

Wooooohoooo! Great news re the CC every bit gets you closer to the target, the feeling you will get when you hit that 1st milestone will be fab

TravelGirl84

Hi Alicia!:hello:

Good luck on your journey, you seem super focussed so that's really great!

Have subsribed!

TG

GTBT123

Hey Alicia, just thought I'd pop on over to say hi as you commented on my thread. Good luck with your journey, I'm going to subscribe to see how you're getting on

mark55man

also along for the ride. thank you for joining me on mine

you got this, it will be a long out, and you will have blips, but just keep on getting back on with it and then you will be fine

keep your bills under control and avoid spending little and often, and remember all that you already have and either use it or sell it. it won't make any more later

and keep posting - even if its dull - it will just build and reinforce your habits and the things you worry about - people will pick on anything that gets their interest and you get some nice side chats

EDIT - always nice to be on the first page of a shiny new diary

DebtFreeMonkey

Spent a bit much today but somewhat budgeted for it. Tightening the purse strings once again for the rest of the month.

Thanks everyone for being so lovely and encouraging. You're all inspiring and motivational to me.

FootyFanDan

Alicia1804 wrote: »

Spent a bit much today but somewhat budgeted for it. Tightening the purse strings once again for the rest of the month.

Thanks everyone for being so lovely and encouraging. You're all inspiring and motivational to me.

Some days are tougher than others at the beginning stick with it you have got this girl !! It will fall in to place before you know it then becomes routine don't let one bad day destroy the good days

mark55man

FootyFanDan wrote: »

Some days are tougher than others at the beginning stick with it you have got this girl !! It will fall in to place before you know it then becomes routine don't let one bad day destroy the good days

exactly ----^^^^^

DebtFreeMonkey

FootyFanDan wrote: »

Some days are tougher than others at the beginning stick with it you have got this girl !! It will fall in to place before you know it then becomes routine don't let one bad day destroy the good days

mark88man wrote: »

exactly ----^^^^^

Thanks, guys. It really means a lot that you're so encouraging. I think it gives me even more reason to stay focused

So here's a proper update.

I quite frankly spent more than I wanted but it doesn't throw my budget out at all, it just means that I won't have that extra money to put towards paying off my debts quicker/christmas savings at the end of this month. Not the end of the world...

Otherwise, I've still got my streak of drawing daily in tact. 77 days! oh, yeah! The goal is to get to 365 days and see where I'm at. I had a very bad period of time this year where I witnessed and experienced things I never wanted too and never want to, again. I used to read as a coping mechanism but getting back into art after 7/8 years is the only thing that has really taken me outside of my head (here's my instagram if anyone cares to look: https://www.instagram.com/aliciabeavis/). It's also encouraged me to begin using more of the supplies I spent a lot of money on! haha.

Otherwise, I want to continue using the pantry and freezer stores of food I have this month to 1 save money and 2, make space/use stuff that I might not otherwise. Time to get creative in the kitchen. Good job my spice cupboard is forever well stocked! haha.

I got on holiday at the end of this month and I have a fair chunk of money saved as spending money. I'm hoping to really get into this frugal lifestyle for the rest of this month, continue it into the holiday and after. Don't get me wrong, I want to enjoy my time away but wasting money for the sake of it seems silly.

Anyways, I'll stop rambling and update soon.