Capital one secured card in 2019?

Callumrayb

As title says. Can't seem to find any sort of info, tried quick check tool with no offer of the card anywhere. All I find on Google is mse links/FAQ.

Also been waiting well over a month to get on MSE Club because it won't let me verify. Really getting on my nerves as I can't check my credit report other than an Experian compulsory report.

Any help would be appreciated again, thanks for reading!

Ben8282

Have been reading your other thread
https://forums.moneysavingexpert.com/discussion/6016472/building-credit-from-scratch
I think your question has been answered there.

If I understand your situation correctly you have just turned 18 and live at home with your family. You have very recently added your name to the ER.
You have wasted your money on a loqbox and taken out the credit builder option on a prepaid card.
The credit builder option should at least get your credit files started but will do nothing to improve your chances of getting credit beyond putting something on otherwise empty credit files.
The loqbox has probably had a negative short term impact as it will show as a loan with an outstanding balance and repayments. You have therefore given the impression of being in debt and having to make loan repayments. When you have finished repaying it then it will show as a settled loan which is positive but for the moment definitely a negative.
I have no idea of if you are still in full time education or employed or unemployed which is of course one of the most important factors in obtaining credit. Regular employment, regular income and therefore ability to repay your credit commitments.
You have made applications for credit cards all of which have been declined. The reason or these declines will not be addressed by loqbox's or credit builder options. These products will also not assist you in obtaining finance for a car.
Also stop applying for things and wait for the ER information to be updated so that you are showing as on the ER.
The first mobile SIM you mention is useless for this purpose as it is in your Mother's name and will therefore not be reported on your credit files. Slightly confused about the other SIM? and the 2 month contract. Is this 2 month contract in your name? Can you clarify what a 2 month SIM contract actually is please.

Callumrayb

Sorry the 2 month sim is a basically just a SIM only deal which is in my name. It has 20gb of data and I have been paying it. The LOQBOX was cancelled after I read alot more about it.

I am employed and all my credit files have been updated with my ER register. Thanks

[Deleted User]

It looks like they don't offer it anymore. Both ways I used to know to force an app through (even if you didn't show as pre-approved) redirect to the home page, so I'd say they've discontinued it temporarily (as they did a few years back).

Your own bank might have an eligibility check and may (should??) offer you something small if you conduct your own account well enough

As per Ben's post, you need to wait. I've not read your other post but if you aren't showing as pre-approved for the likes of Capital One (classic) or Vanquis, it's probably Loqbox which caused more harm than good. Wait a few months and check again.