Local Search Provider Gave Me An Incorrect Search Result

Michael_J

Im new on the house market and maybe thats why Im thinking everybody will think like me (not buying a house on a private road).


What if, in 10 years time, someone will knock on my door saying is his road? Thats the Q Im asking myself. what do I do then?

Davesnave

Slithery wrote: »

I doubt very much that it would have affected their valuation in the slightest.

The solicitor would inform the lender anyway if they thought it important. The chances are, they may not.

Slithery

Michael_J wrote: »

What if, in 10 years time, someone will knock on my door saying is his road? Thats the Q Im asking myself. what do I do then?

Ask him to fix it?

What are you worried about?

Michael_J

AdrianC wrote: »

Any insurance on the incorrect search result would almost certainly be limited to the effect on the value of the property. Is there any?

Yes, the search result is insured. Ive been told twice by the solicitor who investigated the issue.

AdrianC wrote: »

Have you spoken to your neighbours to find out what happens about maintenance? Have you considered actually sorting some of the potholes yourself...?

How bad is this road? Can you post a picture?

The are 8 houses on this road. Ive spoke with my left and right neigbour. Theyv got no idea about the road. Actualy, they havent even read the search report. I think none of them had.



I havnt told them yet Ive got the answer



In respect to fixim them myself, yeah, I did had a look into this and Im gonna do 2 of them. The bigger ones!


Like I said. Im not worried now about the state of the road. But the legal status of the house

AdrianC

The road is a public vehicular right of way, isn't it? So it makes zero difference who owns it.

davidmcn

da_rule wrote: »

Did the same solicitor also ask for the lender? If so, then the faulty report may also have caused them a loss and I’d bet that they have a larger legal budget than you to fight this. Also, depending on the size of the mortgage and therefore their interest in the property their ‘loss’ may be greater than yours.

The lender's only loss would be in the event that they repossess and suffer a shortfall because of the faulty search. I doubt they'll be particularly bothered about it at this stage, or need notified.

AdrianC wrote: »

The road is a public vehicular right of way, isn't it?

Is it? I don't think we know.

Michael_J wrote: »

What if, in 10 years time, someone will knock on my door saying is his road?

You can figure out now who owns the road. Or rather, your solicitor may know (and would have investigated if they had known it was a private road). Like I asked earlier:

davidmcn wrote: »

are the titles otherwise fine in terms of giving you rights of access, liability for maintenance, etc?