what have/will you spend wednesday 21st nov 07?

postingalwaysposting

good morning all hope you are all well and enjoying your morning, just think all of you who have the weekend off you are half way through the week :T enjoy your day and i hope you 'keep it low'

me i have phoned in sick at work, i still have no voice and i am not well, however i need to send mum out for some tissues and ladys items so i have no idea how much that will cost will update later

take care all

Mupeteer

Have been doing well this week but I know I'm going to blow the budget later - off to the pub.:beer:

falady

hi everyone,

I'm not planning to much money today, but i'm feleing grotty so a small foodie treat might be required later! I also need 'womens things' so a couple of quid there.

Ali x

Ali xx

free4440273

Morning PAP et al.. Should be a NS Wednesday:rolleyes: Hope everyone has a fantastic day:)

pollyanna24

Had a NSD yesterday, and hoping for another one today!

HBFS

After yesterday's wild spending. I'm taking it easy today. Not even drinking for the England game *crosses everything*

Kevicho

Would be a nsd for me (no spend week cep for monday when i spent 15 quid on haircut and a few drinks after my graduation ceremony - this was gift/congratulations money though), but i have to post my expenses, so will be a couple of pounds.

Off to submit my id to the bank today to get my graduate account up and running.
2K interest free overdraft, yum My ODs going to vanish and my trust fund will be having another 1500 going in

£1.50 profit on it so far (plus quidco money which should be 110 quid)

(Land_of)_Maz

I have a £5 in my purse but i need petrol as i won't get home tonight so that £5 will be going in the car.

I have £3.40 in my account which i could use to buy a tin of soup, a roll, chocolate and a can of juice - if i have the brass neck to switch it for so little.... £3.40 will barely buy a sandwich so soup n a roll will be the cheapest option leaving left over cash for chocolate etc!

alternatively have just asked my boyf if he wants to take poor me out for lunch..... just to the garden centre locally but he's not counting the pennies like me.

I'll let you know the result!

Store cupboard/freezer tea tonight as made spag bol at half eleven last night as realised i wasn't going shopping as no money!! Garlic bread and pasta at home already....

elly2

Spends for yesterday came in at £75 but got a few gifts, today is hopefully £20 if my dad manages to pick another gift up for my lo as it was to heavy for me to carry it yesterday, if there are none left in the store then it will be a NSD.

tsharp

I have to pay my car insurance this month, £260ish.
My query is this, do I;
A) pay it off in one go from current account and risk being O/D when all the xmas expenses pile in toward the end of next month
or
Put it on the 0% purchase credit card along with all the other debt we are paying off, and pay more off the debt this month?

Pro of A is that i know i haven't increased my credit card debt, but will probably go overdrawn in the meantime. Interest on the O/D will probably be less than £1 i reckon.
Pro of B is that it's interest free, but I have increased my debt, and this month i will pay off about £150ish, but add £260ish. Psychologically this is annoying.

Any thoughts?

postingalwaysposting

tsharp, it depends on you really, i would say stick it on the credit card, only because you never know how much you will need of you od and at least the cards 0% ~ also you never know next month you can put much more on you card....

well so far i have some lady thing ~ mums a bargian hunter they were £2 per pack but if you brought 3 they were £3... so £3.00 it was still no tissues but she want me to go out with her and get some ~ dunno yet though :rolleyes: