Good news: UK house prices are stuck in the doldrums

lisyloo

Crashy_Time wrote: »

You seem to equate success with being part of a property/credit bubble

Rent free retirement Is the only way I see to a comfortable retirement for the majority. Do you have better ideas?
As people need £400k - £1 million without a mortgage then if you have better ideas you should be sharing them on the pensions board,
The fact is you don’t and neither does anyone else.

that is concerning as it renders much of your "advice" as biased.

We don’t give advice on these boards and I frequently tell people to consider what they read from strangers, but it’s a mathematical certainty that those who buy a home will be better over the long term (if they aren’t geographically or economically mobile). There are a variety of reasons for that e.g. tax free nature of PPR, gearing etc.
It pretty basic.

lisyloo

Crashy_Time wrote: »

Endless posts attacking posts that say a crash is coming/needed.

I will question statement without evidence and random articles not related to your point that you are so fond of.

I’ve been told about a crash coming since 2001.
Fortunately I didn’t just believe them and I bought a dream home.
I’ve also lost the biological abilityto start a family so do bear in mind that this aspect of timing is very important to most People who want a family.
Speculating for a long period is damaging financially but also to family planning and also increasing risk factors (like Down’s syndrome).

Yes as long as you spout your own personal obsession then you will be challenged on it and not just by me.

lisyloo

Crashy_Time wrote: »

unless they were fearful that their choices might not play out like they had hoped?

Well it’s impossible to prove of course (without divulging personal data), but if you were referring to me then I’m not the least bit fearful.

I’ve recently been doing pension planning into essential, discretionary and extravagant and I was delighted to find that I can retire on my extravagant budget at 55.
I’m very happy with how it’s played out.
Falling house prices won’t affect me as I plan to continue to live in my home and it’s paper value is not part of my financial plans.

Any concerns I have are for others.

AG47

chucknorris wrote: »

The only post I have seen with 'There can never ever ever be another crash in property prices' is this one:

Well that’s good, but if your trying to say everybody has now come to agree with houseprice crash is inevitable then I can point to many who still disagree.

If you disagree then you are by definition a perma prop bull.

lisyloo

I don’t believe you can.
I’ve asked for it at least twice and you’ve never told up who tases perma prop bulls are.
They are your imaginary friends.

chucknorris

AG47 wrote: »

Well that’s good, but if your trying to say everybody has now come to agree with houseprice crash is inevitable then I can point to many who still disagree.

If you disagree then you are by definition a perma prop bull.

Obviously corrections are inevitable, they occur periodically, and I have not seen anyone on here who disagrees.

AG47

chucknorris wrote: »

Obviously corrections are inevitable, they occur periodically, and I have not seen anyone on here who disagrees.

Isn’t this what the HPC crowd have been saying and many here disagree???????????????????

lisyloo

AG47 wrote: »

Isn’t this what the HPC crowd have been saying and many here disagree???????????????????

No no-one disagrees that there will a correction in property at some point.

What we disagree on is whether it’s worth speculating about a home purchase when all possible known factors e.g. possible no deal brexit, are already factored into prices, because everyone knows about them.

westernpromise

AG47 wrote: »

Isn’t this what the HPC crowd have been saying and many here disagree???????????????????

No. Give an example of someone here who disagrees.