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Should I sign my Debit card?

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  • sal_III
    sal_III Posts: 1,953 Forumite
    Fifth Anniversary 1,000 Posts
    The idea is that you sign the card and then if there is any dispute about whether it is actually your card or not, then by comparing a signed card to another form of your signature (ie. photographic ID) then you can prove it - it's more common for credit cards, but the same can happen in theory with debit cards too. In practise this never happens, but in the super rare case the merchant COULD technically reject your card on those grounds
    One would think that your mugshot on the photo ID is better proof that card belongs to you than a scribble, but hey.
  • Robisere
    Robisere Posts: 3,237 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I would defy anyone to copy my signature by physically forging it.

    When you say " ...my signature which is easy to copy and use electronically, " what do you mean? How can anyone copy a signature on the back of a card, electronically? I would worry more about an RFID copy and I have a measure in place to prevent that.
    I think this job really needs
    a much bigger hammer.
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sal_III wrote: »
    One would think that your mugshot on the photo ID is better proof that card belongs to you than a scribble, but hey.
    I usually write "Photo ID Only" on the signature strip.

    I remember having a credit card that had my photo printed on the back. It seemed like a good idea at the time (before chip/pin) but not much use now that we rarely hand the card over to a retailer.
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