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Trying to be back in black, in the words of ACDC

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  • Hello Robin!:D How lovely to see you around here again. When I logged back in after years off I looked at my old subscriptions and noticed you'd gone off, I was a bit concerned. Gosh, 2012 was a terrible year. But we're all still here so we go on, I'll pop over to your new diary in a min.

    I got paid yesterday! Such excitement in Fudge towers, soon wore off though. I have completed my BT to BC, so my credit card now looks very scary at £2690, but it does have the benefit I hadn't realised that I will pay off the remaining interest charging part of my balance sooner. I was previously paying £60 a month to my 0% card, but didn't really think about the fact that if I BT'd I would be paying effectively £150 off my BC all at once and thus reducing the interest. I've updated my signature - the figures don't add up due to me moving things around several times but the total owed at the beginning and now is correct, so let us all focus on that. :rotfl:

    I'm generally feeling more positive than I have been over the past month, sorted my meds out, no more heavy drinking. I've got that post-payday glow of thinking I could really nail this month so long may that last. This month I am away two weekends, so I need to be really good when I'm not away and pretty good whilst I am away. All transport and accommodation is long paid for, so I just need to worry about spending.

    I'm off to Sainsbury's now to spend my double up points. I'm planning on getting a new fitted sheet. The excitement.
    Barclaycard [STRIKE] £2770 [/STRIKE] now £2690.
    O/D £500. Weight loss: 12/28lbs :o Savings owed [STRIKE] £3000 [/STRIKE] now £2250 :( Total debt: [STRIKE] £6760 [/STRIKE] now £5440
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