Comments on my current Portfolio?

Prism

iglad wrote: »

My main objective is ensuring maximum returns after all what else is there? I'd rather get my specific amount of money in 1 year rather than 3 years. Either I'm reading the wrong articles but there are some strange investing views.

Thing is you can't ensure maximum returns. You might believe that some of those active funds may help you get there faster but even if that does work out its not going to turn a 3 year investment into a 1 year one. The difference is only a few % per year for the most succesful active funds over a passive equivalent. The same funds could just as easily underperform for several years. I am fully invested in funds like Fundsmith and Lindsell Train and am fully prepared for them to underperform, whereas in an earlier post you said you would drop them if they lost 8%. They both did that along with everything else last year.

aroominyork

iglad wrote: »

I also trying to make up for the 20 years of my inactivity as I just used to put the statements in a folder twice a year.

So you're essentially chasing losses. Do you think that usually works out well?

MaxiRobriguez

iglad wrote: »

Warren Buffett who's a lot older than me doesn't seem to be dialing down his investments so why should I? I also trying to make up for the 20 years of my inactivity as I just used to put the statements in a folder twice a year.

Buffett is sitting on $112bn in cash...

You can't make up for 20 years of inactivity by dialing up risk and just assuming your 100% equities is a guaranteed way to get more money in. People talk about 50% drops because they've happened twice in the last twenty years and it's been ten years since the last with CAPE ratios at some of the highest they've ever been. Don't say you weren't warned.