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PAYE + SE on a low income

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Hi,
I'm both PAYE and SE as of about April this year. My estimated combined income from both jobs is around £15,000 as I am part time. I have got the standard tax code on my PAYE of 20% but this is too high for the whole year? I should only have to pay about ~£500 on tax for 19/20 and I've paid about ~£270 from PAYE in 2 months. I understand it is just an estimated code but do i just have to pay too much for the whole year and wait til they refund me next April? I'm on a low income so would really appreciate that money now...
Thanks

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