Advice Please

suziebear1985

Hi,

I'm pretty sure I know the disappointing answer to this but I just wanted to check in case anyone had any jewels of wisdom.

Last year whilst I was halfway through a degree my husband left out of the blue. Upon informing child tax credits I was told as I was not working due to doing the degree that I was no longer entitled to anything and my claim was ended. Universal credits would also not give me anything due to my small NHS bursary which i still cant understand.

Anyway in September I start a job at £23000 per year. I know i can't claim for tax credits as they aren't accepting new claims but as a single mum of 2 children can i get any help at all?. It seems so unfair that people earning more than me are still receiving hundreds in tax credits whilst i'm entitled to nothing with childcare to pay.

Thanks

Suzanne

poppy12345

Universal Credit is what you maybe able to claim now. Put your details into this benefit calculator and it will tell if you're entitled to anything.


https://www.entitledto.co.uk/

Csmk

How old are your children? You can have a look on turn2us.org.uk for a benefit check

Mrsn

Definitely do a benefits check via the websites mentioned above. Me and my DH earn around the 27500 between us and qualify for a little help alongside contributions towards childcare fees. Good luck

calcotti

If you claim UC you will get a basic allowance (rate depends on whether you are aged 25 or below) plus two child elements plus help with childcare costs plus help with rent (if applicable). This will give a maximum entitlement.

You will get a work allowance which means that some of your earnings (net) are ignored. Above this a deduction of 63% will be made.

https://www.entitledto.co.uk/help/Calculating-Universal-Credit

On a salary of £23,000 (I assume this is gross) I would expect some entitlement. As poppy suggests, try a benefit calculator.

The above assumes that you do not have savings above £16,000 - if you do you cannot claim.

EDIT - Typo corrected, thanks to bspm1 for pointing it out.

bspm1

calcotti wrote: »

If you claim UC you will get a basic allowance (rate depends on whether you are aged 25 or below) plus two child elements plus help with childcare costs plus help with rent (if applicable). This will give a maximum entitlement.

You will get a work allowance which means that some of your earnings (net) are ignored. Above this a deduction of 63% will be made.

https://www.entitledto.co.uk/help/Calculating-Universal-Credit

On a salary of £23,000 (I assume this is gross) I would expect some entitlement. As poppy suggests, try a benefit calculator.

The above assumes that you do not have earnings savings above £16,000 - if you do you cannot claim.

Think you meant savings calcotti...

calcotti

bspm1 wrote: »

Think you meant savings calcotti...

Apologies, I did indeed. I’ll correct original post to avoid confusion.