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Arranged overdraft

Can someone tell me if TOTAL CHARGE FOR CREDIT, is the same as PPI

TIA

jeff

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is the amount that you will repay in total , i.e. amount advanced, interest charges plus any administrative fees and insurance costs included. PPI would fall into the insurance element.
  • Smokey2016
    Smokey2016 Posts: 23 Forumite
    So could I put in a claim for reclaim of ppi in this issue
  • Alexland
    Alexland Posts: 10,090 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Smokey2016 wrote: »
    So could I put in a claim for reclaim of ppi in this issue


    It depends if you had PPI - if you didn't the Total Charge might just be showing the interest cost.
  • Smokey2016
    Smokey2016 Posts: 23 Forumite
    So how do I know if I had PPI on that arranged overdraft
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You'd ask the lender if you had any PPI policies. Or look at your statements.
  • Alexland
    Alexland Posts: 10,090 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    You could also compare the actual charges (even if there is no itemisation) with their published rates which they should have provided you to see if it is likely PPI was charged.
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