Forum Home» Martin's Blogs & Appearances & MoneySavingExpert in the News

How to URGENTLY reclaim PPI for a deceased relative - Page 2

New Post Advanced Search

How to URGENTLY reclaim PPI for a deceased relative

22 replies 25.9K views
2

Replies

  • randm wrote: »
    if information is only kept for six yrs, then what on earth do you do if you have no paperwork?? mum dead over ten yrs, all paperwork would have been thrown by now. ????


    the executor should know which accounts she had and thats a good place to start, also if you know of any other banks she used send them a letter, then it would be a case of trying to hit as many of the others you can. Pitty resolver doesnt allow you to simply copy or I may have missed that you can.
  • edited 4 August 2019 at 12:32PM
    DBdfly02DBdfly02 Forumite
    8 posts
    edited 4 August 2019 at 12:32PM
    Hi all, Looking to claim as executor for my deceased daughter, how do I complete the Resolver form - with my name at the top or hers e.g. NAME - (deceased)?
    Or both names in that field?
  • McKneffMcKneff Forumite
    38.3K posts
    Part of the Furniture 10,000 Posts
    ✭✭✭✭✭
    Please remember that you have to have some sort of proof that ppi was miss sold.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • blackgothicblackgothic Forumite
    1K posts
    Eighth Anniversary 1,000 Posts Combo Breaker
    ✭✭✭
    Could someone give me advice on how to fill in the resolver PPI form as our mortgage was taken out in both our names but now my husband has been deceased since 2012 and he was the one covered through PPI insurance as the payments came out of his bank account do i fill the resolver form in my name or his thanks.
    A little grunt a little squeeze and out it comes like lemon cheese
  • zx81zx81 Forumite
    28.4K posts
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    ✭✭✭✭✭
    Don't use Resolver. Send your complaint direct.

    It's too close to the deadline to hope that a third party will forward on your complaint in time.

    Your complaint needs to be in his name, but you need to prove your right to make the complaint.
  • My Dad passed away in July 2017 leaving everything to my Mum. Sadly, she also passed away in June this year (2019). Everything then passes to myself.
    However, everything is going through Probate at this moment in time, but I recently learned about Martin Lewis saying that we can now claim for any possible PPI refund for a deceased relative(s).

    As Probate is STILL going through, I am wondering if a PPI enquiry to the relevant banks etc is made NOW, will it still be looked into after the 29th August deadline if the Grant of Probate hasn’t been completed by then?

    From what I have read, it would appear that proof of Grant of Probate has to be sent to the relevant banks etc, which, of course, I don’t have at this moment in time. I’m hoping that it will be through within the next few weeks, although there’s no guarantee of that.

    Or, should I ask my solicitor who is dealing with Probate to look into it on my behalf – although I suspect that should I do this, there would be yet another Solicitor’s fee.
  • seville_2003seville_2003 Forumite
    22 posts
    First Post First Anniversary
    Hello, just looking for some advice regarding reclaiming PPI for my Dad who passed last month.

    Firstly I know of mortgages and car finance loans and possibly a bank loan he had and I'm pretty sure of each bank/lender. For a couple it would have been between 2000 and 2008. There may have been others pre this period.

    For things dating back over 10 years if I know where they were from is there much of a chance of being successful?
    If my Dad defaulted on any of the loans would you not be able to claim?

    Secondly I haven't read to much into PPI but I'm trying to work out how likely it is my Dad may have taken it. Its worth putting in a claim anyway but how was it sold, I read on Martins page that for many it was just added in automatically. My dad isn't the type of guy who would take such a thing if it was offered to him so I have my doubts.

    And finally what is the best way to apply. I know the deadline is next week I was going to use the resolver template but someone sad above your best not using that???

    any advice would be great thankyou
  • NCC-1701NCC-1701 Forumite
    530 posts
    500 Posts Third Anniversary
    ✭✭
    Hello, just looking for some advice regarding reclaiming PPI for my Dad who passed last month.

    Firstly I know of mortgages and car finance loans and possibly a bank loan he had and I'm pretty sure of each bank/lender. For a couple it would have been between 2000 and 2008. There may have been others pre this period.

    For things dating back over 10 years if I know where they were from is there much of a chance of being successful?
    If my Dad defaulted on any of the loans would you not be able to claim?

    Secondly I haven't read to much into PPI but I'm trying to work out how likely it is my Dad may have taken it. Its worth putting in a claim anyway but how was it sold, I read on Martins page that for many it was just added in automatically. My dad isn't the type of guy who would take such a thing if it was offered to him so I have my doubts.



    And finally what is the best way to apply. I know the deadline is next week I was going to use the resolver template but someone sad above your best not using that???

    any advice would be great thankyou

    What would your complaint reasons be? They have to be factual and not wild guesses.
  • seville_2003seville_2003 Forumite
    22 posts
    First Post First Anniversary
    NCC-1701 wrote: »
    What would your complaint reasons be? They have to be factual and not wild guesses.

    that it was mis-sold

    My dad was self-employed meaning it was innapropriate and the plevin rule for pre 2008 policies he had
  • NCC-1701NCC-1701 Forumite
    530 posts
    500 Posts Third Anniversary
    ✭✭
    that it was mis-sold

    My dad was self-employed meaning it was innapropriate and the plevin rule for pre 2008 policies he had

    The self employed can be covered by PPI. Does Plevin apply?
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support